Saratoga, CA land: flood, zoning and parcels
11,409 parcels
4% of Saratoga’s 11,409 parcels are in a FEMA flood zone.
Map data Oct 11, 2026
- Acres on the roll7,051
- In a FEMA flood zone4%special flood hazard area
California 2026-27 taxes: bills go out by November 1; first installment due by December 10, 2026, second by April 12, 2027. Pay or check a bill at the Santa Clara County Department of Tax and Collections.
Free account: 25 parcel cards a day on the map, with watches and a saved search. Get started free
Around Saratoga
Parcels to start with
Flood zones and wetlands
Recorded flood claims in Saratoga
Insured buildings in and around Saratoga filed 19 flood claims since 1978; FEMA paid $101,000 on them.
- Almost all were on buildings rated outside the mapped flood zone (zone X, B or C)
| Years | Claims |
|---|---|
| 1978–79 | Fewer than 10 |
| 1980–89 | Fewer than 10 |
| 1990–99 | Fewer than 10 |
| 2000–09 | Fewer than 10 |
| 2010–19 | Fewer than 10 |
| 2020–26 | Fewer than 10 |
What flood insurance costs in Saratoga
In and around Saratoga, insured single-family homes outside the mapped flood zone pay about $830–$980 a year for flood insurance, and $950–$1,950 in an A zone (special flood hazard area).
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 17 | $950–$1,950 | $1,790 |
| X zone (outside the mapped flood zone) | 34 | $830–$980 | $1,220 |
People and new homes in Saratoga
About 30,418 people live in Saratoga, and 97 new homes were permitted in 2023.
- Population30,418July 2025 estimate, −1.6% since 2020
- Median household income$250,000 or more2020–2024 average
- New homes permitted972023, 97 single-family; 90 in 2021. 2023 is the latest full year it reported to the Census; 2025 is not on file for it
Typical lot sizeThe typical lot, from the roll
The median parcel in Saratoga is 0.30 acre (11,042 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
How Saratoga is zonedThe most common districts
| Zoning district | Parcels | Share of zoned |
|---|---|---|
| R-1-10 | 3,754 | 33% |
| R-1-12 | 2,615 | 23% |
| R-1-40 | 1,748 | 15% |
| HR | 716 | 6.3% |
| R-1-20 | 585 | 5.1% |
| R-1-10 SS | 398 | 3.5% |
| R-M-3 | 373 | 3.3% |
| R-1-15 | 217 | 1.9% |
Zoning is on file for 100% of parcels in Saratoga, across 28 districts (the newest zoning map is dated Jul 2023; each parcel page gives its own map's date). A district shown by its code alone has no published name on our map. The town or county zoning office has the final word on any parcel.
Land parcels in SaratogaFarm and timber parcels to start with
- 14520 Fruitvale Av 10.5 acres
- 14766 Oak St 10.4 acres
- 13561 Quito Rd 10.3 acres
- 10.3 acres of land
- 12900 Saratoga Av 10.2 acres
- 10.0 acres of land
- 12300 De Sanka Av 10.0 acres
- 21272 Chiquita Wy 9.93 acres
Farm parcels of an acre or more, each with its own page of public roll facts.
Nearby townsTowns around it
Questions about Saratoga landAnswers from the public records
How many parcels are in Saratoga, CA?
11,409 parcels on the Santa Clara County tax roll (as of Oct 2026) inside the Census Bureau's boundary for Saratoga, which can differ from its own limits at the edges, covering 7,051 acres.
How much vacant land is in Saratoga, CA?
Santa Clara County's tax roll codes little or no vacant land, so we do not count it here.
What is the typical lot size in Saratoga?
The median parcel is 0.30 acre, from 11,042 parcels with a recorded size.
How much of Saratoga is in a flood zone?
4% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Oct 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Saratoga?
0.4% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
What is Saratoga zoned?
Zoning is on file for 100% of parcels (zoning maps as of Jul 2023). The most common districts: R-1-10, R-1-12, R-1-40.
Are there land prices for Saratoga?
No land-price range is shown for Saratoga yet. We have no sale-price file for Santa Clara County yet.
How many people live in Saratoga?
About 30,418 (Census estimate for July 1, 2025), −1.6% since 2020.
How many new homes are being built in Saratoga?
Building permits authorized 97 new housing units in 2023, the latest full year Saratoga reported to the Census (2025 is not on file for it) (Census Building Permits Survey).
Where does this data come from?
Parcels: County of Santa Clara. Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
More in Santa Clara CountyIts other towns
Sources & methodSources, dates and how these figures are built
Property tax due dates
California Revenue and Taxation Code 2617, 2618, 2619 and 1603; the State Board of Equalization’s 2026 appeal filing periods. Checked Oct 13, 2026.
Recorded flood claims in Saratoga
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. Claims counted from 1978 to Sep 2026.
Source: OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Saratoga
Middle half: the middle half of premiums on single-family NFIP policies that took effect Sep 2025–Sep 2026, by the flood zone each policy is rated in. It is what insured homes here pay, not a quote for any one building.
Full-risk median: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases.
Source: OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
Counted in the 22 census block groups that lie mostly inside Saratoga, so the edges may reach past the town line.
People and new homes in Saratoga
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Sources
Parcels: County of Santa Clara (roll as of Oct 2026); flood: FEMA National Flood Hazard Layer (as of Oct 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); town limits: U.S. Census Bureau TIGER/Line places; counted on our map built Oct 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.