San Jose, CA land: flood, zoning and parcels
244,558 parcels
6.2% of San Jose’s 244,558 parcels are in a FEMA flood zone.
Map data Oct 11, 2026
- Acres on the roll92,864
- In a FEMA flood zone6.2%special flood hazard area
California 2026-27 taxes: bills go out by November 1; first installment due by December 10, 2026, second by April 12, 2027. Pay or check a bill at the Santa Clara County Department of Tax and Collections.
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Around San Jose
Parcels to start with
Flood zones and wetlands
Recorded flood claims in San Jose
Insured buildings in and around San Jose filed 662 flood claims since 1978; FEMA paid $10.6 million on them.
- 3% were on buildings rated outside the mapped flood zone (zone X, B or C)
- Largest single event: Pineapple Express - Southern (1998), 61 claims
| Years | Claims |
|---|---|
| 1978–79 | 18 |
| 1980–89 | 157 |
| 1990–99 | 274 |
| 2000–09 | 21 |
| 2010–19 | 170 |
| 2020–26 | 22 |
What flood insurance costs in San Jose
In and around San Jose, insured single-family homes in an A zone (special flood hazard area) pay about $650–$1,520 a year for flood insurance, and $820–$1,010 outside the mapped flood zone.
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 2,918 | $650–$1,520 | $1,460 |
| X zone (outside the mapped flood zone) | 86 | $820–$1,010 | $1,430 |
People and new homes in San Jose
About 989,814 people live in San Jose, and 3,313 new homes were permitted in 2025.
- Population989,814July 2025 estimate, −2.0% since 2020
- Median household income$146,4272020–2024 average, ±$2,140
- New homes permitted3,3132025, 613 single-family; 658 in 2021
- Permitted so far in 20262,425Jan–Aug, against 2,192 a year earlier
Typical lot sizeThe typical lot, from the roll
The median parcel in San Jose is 0.14 acre (222,902 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
How San Jose is zonedThe most common districts
| Zoning district | Parcels | Share of zoned |
|---|---|---|
| R-1-8 | 111,076 | 45% |
| A(PD) | 60,380 | 25% |
| R-1-8(PD) | 12,845 | 5.3% |
| R-1-5 | 11,615 | 4.8% |
| R-M | 9,247 | 3.8% |
| R-2 | 9,057 | 3.7% |
| R-1-1(PD) | 3,170 | 1.3% |
| R-M(PD) | 2,375 | 1% |
Zoning is on file for 100% of parcels in San Jose, across 69 districts (the newest zoning map is dated Jul 2023; each parcel page gives its own map's date). A district shown by its code alone has no published name on our map. The town or county zoning office has the final word on any parcel.
Land parcels in San JoseFarm and timber parcels to start with
- 185.1 acres of land
- 171.6 acres of land
- 168.3 acres of land
- 5601 Great Oaks Py 160.6 acres
- 160.4 acres of land
- 158.4 acres of land
- 153.7 acres of land
- 150.4 acres of land
Farm parcels of an acre or more, each with its own page of public roll facts.
Nearby townsTowns around it
Questions about San Jose landAnswers from the public records
How many parcels are in San Jose, CA?
244,558 parcels on the Santa Clara County tax roll (as of Oct 2026) inside the Census Bureau's boundary for San Jose, which can differ from its own limits at the edges, covering 92,864 acres.
How much vacant land is in San Jose, CA?
Santa Clara County's tax roll codes little or no vacant land, so we do not count it here.
What is the typical lot size in San Jose?
The median parcel is 0.14 acre, from 222,902 parcels with a recorded size.
How much of San Jose is in a flood zone?
6.2% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Oct 2026). Check each parcel's own flood line before you buy.
Are there wetlands in San Jose?
0.3% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
What is San Jose zoned?
Zoning is on file for 100% of parcels (zoning maps as of Jul 2023). The most common districts: R-1-8, A(PD), R-1-8(PD).
Are there land prices for San Jose?
No land-price range is shown for San Jose yet. We have no sale-price file for Santa Clara County yet.
How many people live in San Jose?
About 989,814 (Census estimate for July 1, 2025), −2.0% since 2020.
How many new homes are being built in San Jose?
Building permits authorized 3,313 new housing units in 2025 and 2,425 from January to Aug 2026 (against 2,192 a year earlier) (Census Building Permits Survey).
Where does this data come from?
Parcels: County of Santa Clara. Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
More in Santa Clara CountyIts other towns
Sources & methodSources, dates and how these figures are built
Property tax due dates
California Revenue and Taxation Code 2617, 2618, 2619 and 1603; the State Board of Equalization’s 2026 appeal filing periods. Checked Oct 13, 2026.
Recorded flood claims in San Jose
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. Claims counted from 1978 to Sep 2026.
Source: OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in San Jose
Middle half: the middle half of premiums on single-family NFIP policies that took effect Sep 2025–Sep 2026, by the flood zone each policy is rated in. It is what insured homes here pay, not a quote for any one building.
Full-risk median: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases.
Source: OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
Counted in the 587 census block groups that lie mostly inside San Jose, so the edges may reach past the town line.
People and new homes in San Jose
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Sources
Parcels: County of Santa Clara (roll as of Oct 2026); flood: FEMA National Flood Hazard Layer (as of Oct 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); town limits: U.S. Census Bureau TIGER/Line places; counted on our map built Oct 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.