Putnam County land: flood and parcels
38,450 parcels
On the county tax roll
- Acres on the roll246,387
- In a FEMA flood zone3.4%special flood hazard area
Free account: 25 parcel cards a day on the map, with sale history, road access and elevation. Get started free
No zoning layer for Putnam County yet. Zoning here is set town by town.
Around Putnam County
Parcels to start with
Towns in Putnam County
- Cookeville13,567 parcels
- Algood1,677 parcels
- Monterey1,189 parcels
- Baxter909 parcels
Flood zones and wetlands
Recorded flood claims in Putnam County
35 insured flood claims were recorded in Putnam County from 1978 to Sep 2026; almost all were on buildings rated outside the mapped flood zone (zone X, B or C). FEMA paid $1.2 million on them in total.
| Years | Claims |
|---|---|
| 1978–79 | Fewer than 10 |
| 1980–89 | Fewer than 10 |
| 1990–99 | Fewer than 10 |
| 2000–09 | Fewer than 10 |
| 2010–19 | 18 |
| 2020–26 | 12 |
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Putnam County
What NFIP policyholders in Putnam County pay a year for a single-family home, by flood zone: the middle half of premiums on policies that took effect Sep 2025–Sep 2026. It is what insured homes here pay, not a quote for any one building.
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 15 | $1,220–$1,990 | $2,220 |
| X zone (outside the mapped flood zone) | 44 | $640–$980 | $1,080 |
Full-risk premium: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases. Zones are the flood zone each policy is rated in. OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.
Farmland rent in Putnam County
Cropland in Putnam County rents for about $75 an acre a year (USDA, 2026).
- Cropland rent
- $75 an acrenon-irrigated, 2026; $49 in 2022
- Pasture rent
- $40 an acre2026; $27 in 2022
No rent-to-price figure for Tennessee yet.
Rent: USDA NASS county cash rents survey, 2026 (released August 21, 2026), public domain. Farmland rent in every Tennessee county →
People and new homes in Putnam County
- Population86,612July 2025 estimate, +8.1% since 2020
- Median household income$58,9122020–2024 average, ±$2,790
- New homes permitted6292025, 577 single-family; 584 in 2021
- Permitted so far in 2026540Jan–Aug, against 439 a year earlier
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Land in Putnam County by useLand use on the county roll
| Land class | Parcels | Share |
|---|---|---|
| Building on record | 28,597 | 74% |
| Other or not coded | 5,859 | 15% |
| Farm and timber | 2,961 | 7.7% |
| Institutional | 1,033 | 2.7% |
2,961 farm and timber parcels cover 179,421 acres. County tax roll 2027 (pulled Oct 2026); land class read from the roll's land-use and building fields.
Typical lot sizeThe typical lot, from the roll
The median parcel in Putnam County is 0.70 acre (38,450 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
Land parcels in Putnam CountyFarm and timber parcels to start with
- 70.8 acres of farm and timber land
- 67.2 acres of farm and timber land
- 2100 Scott Watts Rd 60.9 acres
- 59.4 acres of farm and timber land
- 9865 Martin Creek Rd 59.3 acres
- 938 Oak Hill Dr 56.5 acres
- 201 Bethany Rd 56.4 acres
- 1487 Dripping Springs Rd 56.1 acres
- 1985 Cane Creek Rd 53.8 acres
Farm and timber parcels of an acre or more, each with its own page of public roll facts.
Questions about Putnam County landAnswers from the public records
How many parcels are in Putnam County, TN?
38,450 parcels on the 2027 Putnam County tax roll (pulled Oct 2026), covering 246,387 acres.
How much vacant land is in Putnam County, TN?
Putnam County's vacant-land class has not been through our aerial check yet, so we don't call any parcel here vacant land.
What is the typical lot size in Putnam County?
The median parcel is 0.70 acre, from 38,450 parcels with a recorded size.
How much of Putnam County is in a flood zone?
3.4% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Putnam County?
1.1% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
Are there land prices for Putnam County?
No land prices for Putnam County yet. Area prices print only where Tennessee's own price test passed for the county, and it has not for Putnam County.
How many people live in Putnam County?
About 86,612 (Census estimate for July 1, 2025), +8.1% since 2020.
How many new homes are being built in Putnam County?
Building permits authorized 629 new housing units in 2025 and 540 from January to Aug 2026 (against 439 a year earlier) (Census Building Permits Survey).
Where does this data come from?
Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson). Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
About these numbersSources, dates and how these figures are built
What Groundwork can price in Putnam County
Facts only: no price estimate on any parcel here.
Sources
Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson) (2027 roll, pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); sales: the county's own file, through Sep 2026; counted on our map built Oct 2026.