Smith County land: flood and parcels
12,103 parcels
On the county tax roll
- Acres on the roll205,625
- In a FEMA flood zone16%special flood hazard area
Free account: 25 parcel cards a day on the map, with sale history, road access and elevation. Get started free
No zoning layer for Smith County yet. Zoning here is set town by town.
Around Smith County
Parcels to start with
Towns in Smith County
- Carthage1,053 parcels
- Gordonsville815 parcels
- South Carthage661 parcels
- Hickman138 parcels
Flood zones and wetlands
Recorded flood claims in Smith County
283 insured flood claims were recorded in Smith County from 1978 to Sep 2026; 31% were on buildings rated outside the mapped flood zone (zone X, B or C). The largest single event was Late spring storms (2010), with 64 claims. FEMA paid $5.4 million on them in total.
| Years | Claims |
|---|---|
| 1978–79 | 34 |
| 1980–89 | 77 |
| 1990–99 | 46 |
| 2000–09 | 21 |
| 2010–19 | 87 |
| 2020–26 | 18 |
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Smith County
What NFIP policyholders in Smith County pay a year for a single-family home, by flood zone: the middle half of premiums on policies that took effect Sep 2025–Sep 2026. It is what insured homes here pay, not a quote for any one building.
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 69 | $730–$1,680 | $1,800 |
| X zone (outside the mapped flood zone) | 13 | $710–$1,090 | $1,440 |
Full-risk premium: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases. Zones are the flood zone each policy is rated in. OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.
Farmland rent in Smith County
Cropland in Smith County rents for about $130 an acre a year (USDA, 2026).
- Cropland rent
- $130 an acrenon-irrigated, 2026; $122 in 2022
- Pasture rent
- $19.50 an acre2026; $20 in 2022
No rent-to-price figure for Tennessee yet.
Rent: USDA NASS county cash rents survey, 2026 (released August 21, 2026), public domain. Farmland rent in every Tennessee county →
People and new homes in Smith County
- Population20,981July 2025 estimate, +5.1% since 2020
- Median household income$66,2932020–2024 average, ±$4,840
- New homes permitted1532025, 146 single-family; 124 in 2021
- Permitted so far in 202680Jan–Aug, against 85 a year earlier
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Land in Smith County by useLand use on the county roll
| Land class | Parcels | Share |
|---|---|---|
| Building on record | 7,390 | 61% |
| Farm and timber | 2,823 | 23% |
| Other or not coded | 1,433 | 12% |
| Institutional | 457 | 3.8% |
2,823 farm and timber parcels cover 165,719 acres. County tax roll 2026 (pulled Oct 2026); land class read from the roll's land-use and building fields.
Typical lot sizeThe typical lot, from the roll
The median parcel in Smith County is 2.41 acres (12,103 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
Land parcels in Smith CountyFarm and timber parcels to start with
- 59.6 acres of farm and timber land
- 16 Eckert Ln 56.3 acres
- 55.6 acres of farm and timber land
- 195 Brush Creek Cir 54.9 acres
- 89 Ouchonder Rd 54.6 acres
- 53.3 acres of farm and timber land
- 167 Green Hill Rd 50.2 acres
- 50.2 acres of farm and timber land
- 13 Duke Hollow Ln 47.8 acres
Farm and timber parcels of an acre or more, each with its own page of public roll facts.
Questions about Smith County landAnswers from the public records
How many parcels are in Smith County, TN?
12,103 parcels on the 2026 Smith County tax roll (pulled Oct 2026), covering 205,625 acres.
How much vacant land is in Smith County, TN?
Smith County's vacant-land class has not been through our aerial check yet, so we don't call any parcel here vacant land.
What is the typical lot size in Smith County?
The median parcel is 2.41 acres, from 12,103 parcels with a recorded size.
How much of Smith County is in a flood zone?
16% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Smith County?
0.3% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
Are there land prices for Smith County?
No land prices for Smith County yet. Area prices print only where Tennessee's own price test passed for the county, and it has not for Smith County.
How many people live in Smith County?
About 20,981 (Census estimate for July 1, 2025), +5.1% since 2020.
How many new homes are being built in Smith County?
Building permits authorized 153 new housing units in 2025 and 80 from January to Aug 2026 (against 85 a year earlier) (Census Building Permits Survey).
Where does this data come from?
Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson). Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
About these numbersSources, dates and how these figures are built
What Groundwork can price in Smith County
Facts only: no price estimate on any parcel here.
Sources
Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson) (2026 roll, pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); sales: the county's own file, through Sep 2026; counted on our map built Oct 2026.