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Putnam County, Tennessee

Cookeville, TN land: flood and parcels

13,567 parcels

On the county tax roll

  • Acres on the roll20,269
  • In a FEMA flood zone2.9%special flood hazard area

Free account: 25 parcel cards a day on the map, with sale history, road access and elevation. Get started free

Our map has no zoning layer for Cookeville yet. Ask the city's or Putnam County's planning office which zoning applies to a parcel.

Around Cookeville

Flood zones and wetlands

  • FEMA flood zone (A or V)2.9%
  • Parcels at least 25% wetland1.3%

Recorded flood claims in Cookeville

25 insured flood claims were recorded in and around Cookeville from 1978 to Sep 2026; almost all were on buildings rated outside the mapped flood zone (zone X, B or C). FEMA paid $963,000 on them in total.

YearsClaims
1978–79Fewer than 10
1980–89Fewer than 10
1990–99Fewer than 10
2000–09Fewer than 10
2010–1913
2020–26Fewer than 10

Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.

What flood insurance costs in Cookeville

What NFIP policyholders in and around Cookeville pay a year for a single-family home, by flood zone: the middle half of premiums on policies that took effect Sep 2025–Sep 2026. It is what insured homes here pay, not a quote for any one building.

Flood zonePoliciesMiddle halfFull-risk median
A zones (special flood hazard area)Fewer than 10Not shownNot shown
X zone (outside the mapped flood zone)19$570–$960$770

Full-risk premium: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases. Zones are the flood zone each policy is rated in. OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.

Counted in the 19 census block groups that lie mostly inside Cookeville, so the edges may reach past the town line. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

People and new homes in Cookeville

  • Population38,212July 2025 estimate, +9.3% since 2020
  • Median household income$51,3752020–2024 average, ±$3,726
  • New homes permitted3212025, 269 single-family; 248 in 2021
  • Permitted so far in 2026343Jan–Aug, against 237 a year earlier

U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).

Tennessee land market report

Land in Cookeville by useLand use on the county roll
Land classParcelsShare
Building on record11,41384%
Other or not coded1,58712%
Institutional3972.9%
Farm and timber1701.3%

170 farm and timber parcels cover 5,229 acres. County tax roll 2027 (pulled Oct 2026); land class read from the roll's land-use and building fields.

Typical lot sizeThe typical lot, from the roll

The median parcel in Cookeville is 0.45 acre (13,567 parcels with a size).

Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.

Land parcels in CookevilleFarm and timber parcels to start with
Nearby townsTowns around it
Questions about Cookeville landAnswers from the public records
How many parcels are in Cookeville, TN?

13,567 parcels on the 2027 Putnam County tax roll (pulled Oct 2026), covering 20,269 acres.

How much vacant land is in Cookeville, TN?

Putnam County's vacant-land class has not been through our aerial check yet, so we don't call any parcel here vacant land.

What is the typical lot size in Cookeville?

The median parcel is 0.45 acre, from 13,567 parcels with a recorded size.

How much of Cookeville is in a flood zone?

2.9% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.

Are there wetlands in Cookeville?

1.3% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.

What is Cookeville zoned?

Our map has no zoning layer for Cookeville yet. Ask the city's or Putnam County's planning office which zoning applies to a parcel.

Are there land prices for Cookeville?

No land prices for Cookeville yet. Area prices print only where Tennessee's own price test passed for the county, and it has not for Putnam County.

How many people live in Cookeville?

About 38,212 (Census estimate for July 1, 2025), +9.3% since 2020.

How many new homes are being built in Cookeville?

Building permits authorized 321 new housing units in 2025 and 343 from January to Aug 2026 (against 237 a year earlier) (Census Building Permits Survey).

Where does this data come from?

Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson). Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.

More in Putnam CountyIts other towns
About these numbersSources, dates and how these figures are built

What Groundwork can price in Cookeville

Facts only: no price estimate on any parcel here.

Sources

Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson) (2027 roll, pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); town limits: U.S. Census Bureau TIGER/Line places; sales: the county's own file, through Sep 2026; counted on our map built Oct 2026.

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