2.79-acre residential lot near Carmel, Hamilton County
W Main St, Carmel, IN · Parcel 290927013053000018
County file June 2025 · before the 2026 roll
At a glance
- BuildZoning S-1 allows single-family homes
- GroundAbout 1.47 of 2.79 acres outside mapped wetlands and floodway · soils very limited for septic
- AccessFronts a public road
- ValueTax value not on file · last sale Oct 2005
- Acres2.79About 1.47 of 2.79 acres outside mapped wetlands and floodway
- Land typeVacancy not verifiedNo building found, June 2025
- ZoningS-1S1 residence district · City of Carmel zoning map, read from the live map Oct 2026 (no edit date published)
- Flood zoneMostly in flood zone AE (84%)Floodway 47% · The rest: X, 0.2% annual chance (13%) and X (3%, minimal flood hazard) · FEMA flood map, as of Jul 2026
- Wetlands5% of the parcelUSFWS National Wetlands Inventory, as of Oct 2026
- Tax value (county)Assessed at $0 on the county roll (2025 roll)
- Last saleOct 2005
- Road accessHas road accessRoads: Census TIGER/Line 2025 roads with IndianaMap road centerlines, Feb 2026
- Road frontage961 ft on W 131st StRoad map name; the county roll's address reads W Main St
- BuildingNone on the roll
- City or townCarmel
Land facts
From public records and official maps, each with its source and date.
- Section, township, rangeSection 27, Township 18 North, Range 3 East, Second Principal MeridianBLM PLSS (CadNSDI), at the parcel's center · Oct 2026
- Septic (soils)Very limitedUSDA NRCS soil survey (SSURGO), septic absorption fields, version Sep 2026
- Ground elevationAbout 858–867 ft above sea level; average slope 4.3%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
- HighwaysUS Hwy 31 is 0.4 mi away and Keystone Ave interchange at N Meridian St is 2.4 mi away, in a straight lineCensus TIGER/Line 2025 roads with IndianaMap road centerlines · Feb 2026
Services and surroundings
What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.
- USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
- Well depth nearbyMedian 140 ft (middle half 108–150 ft)From 50 well logs within 1 mi, drilled 1950–2012; water level 40 ft below ground; bedrock at 125 ft. Area figures, not this parcel. Indiana DNR well records.
- Public land nearbyMeadowlark Park, 1.5 miCity land, open to the public. 128 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).
School district
Public federal records, each with its source and date.
- School districtCarmel Clay SchoolsGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
District details at NCES: Carmel Clay Schools
Utility service areas
Public service-area maps, each with its source and date. An area, not a connection at this parcel.
- Electric service areaInside the service area of Duke EnergyInvestor-owned utility · IURC electric service territories map, edited Aug 2026: a visual aid, not the legal ruling.
- Water system areaInside the service area of Carmel Water Department (EPA modeled boundary)Public water system IN5229004 · EPA public water system service areas, edited May 2026: EPA modeled this boundary, which often differs from the actual one. Not a water line at the lot.
Environmental records
Public state and federal lists, each with its agency and date. A record is not a finding about this parcel.
- Other recordsOil or gas well nearbyGroundwork check of public lists: Indiana DNR Division of Oil and Gas / Indiana Geological and Water Survey, as of Jun 26, 2025
What the zoning allows
S-1, S1 Residence District
- Allowed usesSingle-family homes, farming, public parks, public service facilities, owner-occupied short-term rentalsCity of Carmel · Oct 20, 2026
- Allowed with approvalSchools, churches, libraries, golf courses, riding stables, plant nurseries, group homes, non-owner short-term rentalsCity of Carmel · Oct 20, 2026
From City of Carmel, Unified Development Ordinance Art. 2, Sec. 2.03 (uses) and Sec. 2.04 (development standards) (ordinance dated Aug 17, 2026), read Oct 20, 2026. Overlays, conditions and later amendments can change what applies; the code governs.
Mapped ground hazards
Mapped features from IGWS maps, each with its agency and date. Distances are from the parcel's map point; a mapped area is not a finding about this parcel. Not checked here: surface coal mines, oil and gas wells, landslides.
- Underground coal mineNone mapped within 1/4 miIGWS: Underground coal mines (IDNR, December 2016), as of Dec 2016. Documented underground coal mines since the 1880s, from IDNR mine maps, to December 2016; outlines approximate
Free account: 25 parcel cards a day on the map, with watches and a saved search
CarmelParcels, flood and zoning5.2%in a FEMA flood zone38,136parcels on the rollProperty tax
Indiana DLGF pay-2026 certified rates; DLGF 2025 real property roll, as of Oct 2026
- Tax rate
- 20.167 mills (Carmel district: Hamilton County, Clay Township, Carmel Civil City, Carmel-Clay School Corporation, Carmel-Clay Public Library, Hamilton County Solid Waste Mgmt Dist, pay 2026)
- Estimated annual tax
- Not estimated: the county file gives no taxable value for this parcel
Pay or check a bill at the Hamilton County Treasurer.
What land sells for nearby
Land in Hamilton County sold for:
- 10 acres or more: $19.0k–$65.6k an acre (21 sales, Oct 2025–Sep 2026); median $37.5k
The middle half (25th to 75th percentile) and the median of recorded land sales (one parcel each, or one multi-parcel farm sale of bare land counted once). Each size uses its own months (the shortest of 12, 24 or 36 that holds enough sales), so the sizes' counts need not add up to another figure on this page. Source: STATS Indiana sales disclosure forms, valid for trending by the county assessor, vacant land with no improvement on the parcel at the sale; farm acreage (farm class, 10+ acres, no buildings): also the sales the assessor marked not valid for trending when the form gives none of the disqualifying answers (related parties, partial interest, court order, sheriff, quitclaim, trade, land contract and the like), because Indiana assessors do not trend farm sales; a multi-parcel farm sale of bare land counts once, at its price per total acre. Recorded sales, not an estimate of any parcel.
Local jurisdictions
- Civil townshipClay TownshipDLGF taxing districts (IGIO Taxing_Districts_2024) on the 2025 roll's district code · Jul 30, 2024
Owner: on the county assessment roll (not shown here) · Request removal
Hazards
FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.
- Tornado
- Relatively high
- Riverine flooding
- Relatively high
- Strong wind
- Relatively moderate
- Hail
- Relatively moderate
- Cold wave
- Relatively moderate
- Winter weather
- Relatively moderate
- Lightning
- Relatively moderate
- Heat wave
- Relatively low
- Earthquake
- Relatively low
- Drought
- Very low
- Wildfire
- Very low
- Landslide
- Very low
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3, as of Sep 2026
- Claims since 1978
- Fewer than 10Insured buildings in this census tract
Neighborhood (Census)
Census ACS 2020–2024 5-year, as of Jan 2026
- Median household income
- $234,934± $47,908 · census tract (block group sample too small)
- Median home value (owner-reported)
- $739,800± $302,556
- Median rent (gross)
- $3,278± $1,272 · census tract (block group sample too small)
- Homes lived in by their owners
- 99%± 7 pts
- Median year homes were built
- 2003± 4 yr
- Average commute (one way)
- 28 min± 8 min · census tract (not published for block groups)
- Population
- 2,183± 822
Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
Nearby parcels
Land and farm parcels of 1 acre or more in Hamilton County, nearest first.
- 4.69 acres of residential land near Carmel0.2 mi
- 2.53 acres of residential land near Carmel0.5 mi
- 3.49 acres of residential land near Carmel0.6 mi
- 8.5 acres of residential land near Carmel0.6 mi
- 931 W 136th St3.18 acres · Residential lot · 0.6 mi
Land and farm parcels of 1 acre or more in Hamilton County: 2,015 parcel pages
Sources & methodSources, county file June 2025
Property tax
Rates: Indiana DLGF, pay 2026. The county treasurer's bill is the official figure.
Property tax · Due dates
Indiana pay-2026 taxes: second installment due November 10, 2026.
Sources: Indiana Code 6-1.1-22-9 and 6-1.1-15-1.1; the Department of Local Government Finance due dates. Checked Oct 13, 2026.
Hazards
Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.
Recorded flood claims
Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.
Neighborhood (Census)
± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.
Land type
No building found: county roll (2025) and building footprints (Overture Maps with Microsoft and OpenStreetMap, Sep 2026) · County assessor roll; Overture Maps 2026-09-23.1
Parcel outline
The outline and its edge lengths are measured on the parcel map the map draws; the aerial loads from the public imagery named under it.
Source
Indiana DLGF parcel roll (Indiana Gateway) and IGIO statewide parcel boundaries, county file Jun 4, 2025.
Record
Public records can be wrong; check before you act.
Parcel: 290927013053000018
Coordinates: 39.9782° N, 86.1659° W