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Outline and lengths from the county parcel map.

6.27 acres of residential land near Carmel, Hamilton County

Ditch Rd, Carmel, IN · Parcel 290922016043000018

County file June 2025 · before the 2026 roll

At a glance

873 ft of frontage on Ditch Rd; about 5.81 of 6.27 acres outside mapped wetlands and floodway.
  • BuildZoning S-1 allows single-family homes
  • Ground7% wetlands · soils very limited for septic
  • AccessFronts a public road
  • ValueTax value not on file · no recorded transfer since 2019 on the county rolls
  • Acres6.27About 5.81 of 6.27 acres outside mapped wetlands and floodway
  • Land typeVacancy not verifiedNo building found, June 2025
  • ZoningS-1S1 residence district · City of Carmel zoning map, read from the live map Oct 2026 (no edit date published)
  • Flood zoneX · minimal flood hazardFEMA flood map, as of Jul 2026
  • Wetlands7% of the parcelUSFWS National Wetlands Inventory, as of Oct 2026
  • Tax value (county)Assessed at $0 on the county roll (2025 roll)
  • Last saleNo recorded transfer since 2019 on the county rolls
  • Road accessHas road accessRoads: Census TIGER/Line 2025 roads with IndianaMap road centerlines, Feb 2026
  • Road frontage873 ft on Ditch Rd
  • BuildingNone on the roll
  • City or townCarmel

Land facts

From public records and official maps, each with its source and date.

  • Section, township, rangeSection 22, Township 18 North, Range 3 East, Second Principal MeridianBLM PLSS (CadNSDI), at the parcel's center · Oct 2026
  • Septic (soils)Very limitedUSDA NRCS soil survey (SSURGO), septic absorption fields, version Sep 2026
  • Ground elevationAbout 892–910 ft above sea level; average slope 5.4%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
  • HighwaysUS Hwy 31 is 1.7 mi away and Keystone Ave interchange at N Meridian St is 2.8 mi away, in a straight lineCensus TIGER/Line 2025 roads with IndianaMap road centerlines · Feb 2026

Services and surroundings

What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.

  • USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
  • Well depth nearbyMedian 138 ft (middle half 104–158 ft)From 32 well logs within 1 mi, drilled 1959–2007; water level 45 ft below ground. Area figures, not this parcel. Indiana DNR well records.
  • Public land nearbyArmstrong Park, 2.1 miCity land, open to the public. 110 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).

School district and farmland

Public federal records, each with its source and date.

  • School districtCarmel Clay SchoolsGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
  • Farmland classNot prime farmlandMap unit Brookston silty clay loam-Urban land complex, 0 to 2 percent slopes, about 64% of the parcel · USDA NRCS soil survey (SSURGO), survey area IN057, version Sep 2026
  • Crop productivity (NCCPI)0.75 of 1National Commodity Crop Productivity Index 3.0 of the main soil, Brookston; higher is more productive for non-irrigated commodity crops · USDA NRCS soil survey (SSURGO), version Sep 2026
  • Land capability classClass 2w of 8: moderate limits for crops (excess water)Non-irrigated, Brookston; class 1 has the fewest limits · USDA NRCS soil survey (SSURGO), version Sep 2026

District details at NCES: Carmel Clay Schools

Crops and forest

Public federal records, each with its source and year. Satellite classifications, not farm records.

  • Land cover (CDL)Developed (open space) 2025; deciduous forest 2024; developed (open space) 2021–2023No crop in these years; the most common class in the 90 m around the parcel's map point, from satellite imagery · USDA NASS Cropland Data Layer 2021–2025
  • Forest type (LANDFIRE)Eastern Cool Temperate Urban Deciduous ForestDeveloped-Upland Deciduous Forest, developed; the most common vegetation type in the 90 m around the map point · LANDFIRE 2024 Existing Vegetation Type (USGS / USFS)
  • Hydric soils43% of the parcelShare of the outline on soils rated hydric: the soil test of a wetland determination and of an NRCS wetland reserve easement (ACEP-WRE) · USDA NRCS soil survey (SSURGO)

Utility service areas

Public service-area maps, each with its source and date. An area, not a connection at this parcel.

  • Electric service areaInside the service area of Duke EnergyInvestor-owned utility · IURC electric service territories map, edited Aug 2026: a visual aid, not the legal ruling.
  • Water system areaInside the service area of Carmel Water Department (EPA modeled boundary)Public water system IN5229004 · EPA public water system service areas, edited May 2026: EPA modeled this boundary, which often differs from the actual one. Not a water line at the lot.

Environmental records

Public state and federal lists, each with its agency and date. A record is not a finding about this parcel.

  • Other recordsOil or gas well nearbyGroundwork check of public lists: Indiana DNR Division of Oil and Gas / Indiana Geological and Water Survey, as of Jun 26, 2025

What the zoning allows

S-1, S1 Residence District

  • Allowed usesSingle-family homes, farming, public parks, public service facilities, owner-occupied short-term rentalsCity of Carmel · Oct 20, 2026
  • Allowed with approvalSchools, churches, libraries, golf courses, riding stables, plant nurseries, group homes, non-owner short-term rentalsCity of Carmel · Oct 20, 2026

From City of Carmel, Unified Development Ordinance Art. 2, Sec. 2.03 (uses) and Sec. 2.04 (development standards) (ordinance dated Aug 17, 2026), read Oct 20, 2026. Overlays, conditions and later amendments can change what applies; the code governs.

Mapped ground hazards

State and federal geologic and well maps, each with its agency and date. Distances are from the parcel's map point; a mapped area is not a finding about this parcel.

  • Underground coal mineNone mapped within 1/4 miIGWS: Underground coal mines (IDNR, December 2016), as of Dec 2016. Documented underground coal mines since the 1880s, from IDNR mine maps, to December 2016; outlines approximate

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Land price (est.)No price estimate for this parcel yetNot a Pro lock: no plan has a price for this parcel yet
Open on the map
In this areaCarmelParcels, flood and zoning5.2%in a FEMA flood zone38,136parcels on the roll

Property tax

Indiana DLGF pay-2026 certified rates; DLGF 2025 real property roll, as of Oct 2026

Tax rate
20.167 mills (Carmel district: Hamilton County, Clay Township, Carmel Civil City, Carmel-Clay School Corporation, Carmel-Clay Public Library, Hamilton County Solid Waste Mgmt Dist, pay 2026)
Estimated annual tax
Not estimated: the county file gives no taxable value for this parcel
How we compute this

Pay or check a bill at the Hamilton County Treasurer.

Due dates

Local jurisdictions

  • Civil townshipClay TownshipDLGF taxing districts (IGIO Taxing_Districts_2024) on the 2025 roll's district code · Jul 30, 2024

Owner: on the county assessment roll (not shown here) · Request removal

Hazards

FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.

Tornado
Relatively high
Riverine flooding
Relatively high
Strong wind
Relatively moderate
Hail
Relatively moderate
Cold wave
Relatively moderate
Winter weather
Relatively moderate
Lightning
Relatively moderate
Heat wave
Relatively low
Earthquake
Relatively low
Drought
Very low
Wildfire
Very low
Landslide
Very low
How we compute this

Recorded flood claims

OpenFEMA NFIP Redacted Claims v3, as of Sep 2026

Claims since 1978
Fewer than 10Insured buildings in this census tract
How we compute this

Neighborhood (Census)

Census ACS 2020–2024 5-year, as of Jan 2026

Median household income
$250,000 or more
Median home value (owner-reported)
$612,000± $52,933
Median rent (gross)
$3,278± $1,272 · census tract (block group sample too small)
Homes lived in by their owners
99%± 6 pts
Median year homes were built
1998± 3 yr
Average commute (one way)
28 min± 8 min · census tract (not published for block groups)
Population
7,114± 1,573 · census tract (block group sample too small)

Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

How we compute this

Nearby parcels

Land and farm parcels of 1 acre or more in Hamilton County, nearest first.

Land and farm parcels of 1 acre or more in Hamilton County: 2,015 parcel pages

About these numbersSources, county file June 2025

Land type

No building found: county roll (2025) and building footprints (Overture Maps with Microsoft and OpenStreetMap, Sep 2026) · County assessor roll; Overture Maps 2026-09-23.1

Parcel outline

The outline and its edge lengths are measured on the parcel map the map draws; the aerial loads from the public imagery named under it.

Source

Indiana DLGF parcel roll (Indiana Gateway) and IGIO statewide parcel boundaries, county file Jun 4, 2025.

Record

Public records can be wrong; check before you act.

Parcel: 290922016043000018

Coordinates: 39.9975° N, 86.1798° W