Germantown, TN land: flood and parcels
15,800 parcels
8.7% of Germantown’s 15,800 parcels are in a FEMA flood zone.
County roll 2026 · Map data Oct 17, 2026
- Acres on the roll11,064
- In a FEMA flood zone8.7%special flood hazard area
Tennessee 2026 county taxes: due since October 5; pay by the end of February 2027 to avoid interest.
Free account: 25 parcel cards a day on the map, with watches and a saved search. Get started free
Our map has no zoning layer for Germantown yet. Ask the city's or Shelby County's planning office which zoning applies to a parcel.
Around Germantown
Parcels to start with
Flood zones and wetlands
Recorded flood claims in Germantown
Insured buildings in and around Germantown filed 76 flood claims since 1978; FEMA paid $3.1 million on them.
- 61% were on buildings rated outside the mapped flood zone (zone X, B or C)
- Busiest year: 2019, with 18 claims
| Years | Claims |
|---|---|
| 1978–79 | Fewer than 10 |
| 1980–89 | Fewer than 10 |
| 1990–99 | 20 |
| 2000–09 | Fewer than 10 |
| 2010–19 | 35 |
| 2020–26 | Fewer than 10 |
What flood insurance costs in Germantown
In and around Germantown, insured single-family homes outside the mapped flood zone pay about $460–$940 a year for flood insurance, and $490–$1,030 in an A zone (special flood hazard area).
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 147 | $490–$1,030 | $830 |
| X zone (outside the mapped flood zone) | 247 | $460–$940 | $780 |
People and new homes in Germantown
About 40,001 people live in Germantown.
- Population40,001July 2025 estimate, −3.0% since 2020
- Median household income$149,9202020–2024 average, ±$8,036
Land in Germantown by useLand use on the county roll
| Land class | Parcels | Share |
|---|---|---|
| Building on record | 15,111 | 96% |
| Other or not coded | 455 | 2.9% |
| Institutional | 215 | 1.4% |
| Farm and timber | 19 | 0.1% |
19 farm and timber parcels cover 685 acres. County tax roll 2026 (pulled Oct 2026); land class read from the roll's land-use and building fields.
Typical lot sizeThe typical lot, from the roll
The median parcel in Germantown is 0.36 acre (15,800 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
Land parcels in GermantownLand and farm parcels to start with
- 8234 Poplar Pike 33.5 acres
- 32.8 acres of farm and timber land
- 9585 US Hwy 72 30.1 acres
- 2731 S Germantown Rd 29.4 acres
- 2737 Germantown Rd 19.9 acres
- 19.9 acres of farm and timber land
- 3377 Crestwyn 19.8 acres
- 9755 Winchester Rd 14.3 acres
Land and farm parcels of an acre or more, each with its own page of public roll facts.
Nearby townsTowns around it
Questions about Germantown landAnswers from the public records
How many parcels are in Germantown, TN?
15,800 parcels on the 2026 Shelby County tax roll (pulled Oct 2026) inside the Census Bureau's boundary for Germantown, which can differ from its own limits at the edges, covering 11,064 acres.
Is vacancy verified in Germantown, TN?
Vacancy not verified: each parcel page says whether the county roll or building footprints show a building.
What is the typical lot size in Germantown?
The median parcel is 0.36 acre, from 15,800 parcels with a recorded size.
How much of Germantown is in a flood zone?
8.7% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Germantown?
2.4% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
What is Germantown zoned?
Our map has no zoning layer for Germantown yet. Ask the city's or Shelby County's planning office which zoning applies to a parcel.
Are there land prices for Germantown?
No land-price range is shown for Germantown yet. We have no sale-price file for Shelby County yet.
How many people live in Germantown?
About 40,001 (Census estimate for July 1, 2025), −3.0% since 2020.
Where does this data come from?
Parcels: Shelby County parcel layer. Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
More in Shelby CountyIts other towns
Sources & methodSources, dates and how these figures are built
Headline figures: source and date
Acres on the roll: County tax roll, 2026 roll, counted on our map built Oct 17, 2026.
In a FEMA flood zone: FEMA National Flood Hazard Layer, as of Sep 27, 2026; counted on our map built Oct 17, 2026.
Property tax due dates
Tennessee Code Annotated 67-1-701, 67-5-2010 and 67-1-404, as listed in the Comptroller of the Treasury’s assessment calendar. Checked Oct 20, 2026.
Flood zones and wetlands: source and date
FEMA flood zone (A or V): FEMA National Flood Hazard Layer, as of Sep 27, 2026; counted on our map built Oct 17, 2026.
Parcels at least 25% wetland: USFWS National Wetlands Inventory, as of Oct 9, 2026; counted on our map built Oct 17, 2026.
Recorded flood claims in Germantown
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. Claims counted from 1978 to Sep 2026.
Source: OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Germantown
Middle half: the middle half of premiums on single-family NFIP policies that took effect Sep 2025–Sep 2026, by the flood zone each policy is rated in. It is what insured homes here pay, not a quote for any one building.
Full-risk median: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases.
Source: OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
Counted in the 27 census block groups that lie mostly inside Germantown, so the edges may reach past the town line.
People and new homes in Germantown
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026).
What Groundwork can price in Germantown
Facts only: no price estimate on any parcel here.
Sources
Parcels: Shelby County parcel layer (2026 roll, pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); town limits: U.S. Census Bureau TIGER/Line places; counted on our map built Oct 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.