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Rutherford County, Tennessee

Rutherford County land: flood and parcels

122,620 parcels

On the county tax roll

  • Acres on the roll343,964
  • In a FEMA flood zone7%special flood hazard area

Free account: 25 parcel cards a day on the map, with sale history, road access and elevation. Get started free

No zoning layer for Rutherford County yet. Zoning here is set town by town.

Around Rutherford County

Towns in Rutherford County

Flood zones and wetlands

  • FEMA flood zone (A or V)7%
  • Parcels at least 25% wetland0.7%

Recorded flood claims in Rutherford County

453 insured flood claims were recorded in Rutherford County from 1978 to Sep 2026; 48% were on buildings rated outside the mapped flood zone (zone X, B or C). The largest single event was Late spring storms (2010), with 175 claims. FEMA paid $7 million on them in total.

YearsClaims
1978–79Fewer than 10
1980–89Not shown
1990–9938
2000–0977
2010–19238
2020–2655

Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.

What flood insurance costs in Rutherford County

What NFIP policyholders in Rutherford County pay a year for a single-family home, by flood zone: the middle half of premiums on policies that took effect Sep 2025–Sep 2026. It is what insured homes here pay, not a quote for any one building.

Flood zonePoliciesMiddle halfFull-risk median
A zones (special flood hazard area)624$690–$1,300$1,250
X zone (outside the mapped flood zone)320$520–$960$820

Full-risk premium: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases. Zones are the flood zone each policy is rated in. OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

Farmland rent in Rutherford County

Cropland in Rutherford County rents for about $65 an acre a year (USDA, 2026).

Cropland rent
$65 an acrenon-irrigated, 2026; $81.50 in 2022
Pasture rent
$22 an acre2026; $22 in 2022

No rent-to-price figure for Tennessee yet.

Rent: USDA NASS county cash rents survey, 2026 (released August 21, 2026), public domain. Farmland rent in every Tennessee county →

People and new homes in Rutherford County

  • Population386,352July 2025 estimate, +12.6% since 2020
  • Median household income$85,4702020–2024 average, ±$1,909
  • New homes permitted3,1692025, 2,533 single-family; 3,963 in 2021
  • Permitted so far in 20262,624Jan–Aug, against 2,190 a year earlier

U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).

Tennessee land market report

Land in Rutherford County by useLand use on the county roll
Land classParcelsShare
Building on record108,04288%
Other or not coded8,0806.6%
Farm and timber4,3313.5%
Institutional2,1671.8%

4,331 farm and timber parcels cover 202,139 acres. County tax roll 2026 (pulled Oct 2026); land class read from the roll's land-use and building fields.

Typical lot sizeThe typical lot, from the roll

The median parcel in Rutherford County is 0.36 acre (122,620 parcels with a size).

Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.

Land parcels in Rutherford CountyFarm and timber parcels to start with
Questions about Rutherford County landAnswers from the public records
How many parcels are in Rutherford County, TN?

122,620 parcels on the 2026 Rutherford County tax roll (pulled Oct 2026), covering 343,964 acres.

How much vacant land is in Rutherford County, TN?

Rutherford County's vacant-land class has not been through our aerial check yet, so we don't call any parcel here vacant land.

What is the typical lot size in Rutherford County?

The median parcel is 0.36 acre, from 122,620 parcels with a recorded size.

How much of Rutherford County is in a flood zone?

7% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.

Are there wetlands in Rutherford County?

0.7% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.

Are there land prices for Rutherford County?

No land prices for Rutherford County yet. Area prices print only where Tennessee's own price test passed for the county, and it has not for Rutherford County.

How many people live in Rutherford County?

About 386,352 (Census estimate for July 1, 2025), +12.6% since 2020.

How many new homes are being built in Rutherford County?

Building permits authorized 3,169 new housing units in 2025 and 2,624 from January to Aug 2026 (against 2,190 a year earlier) (Census Building Permits Survey).

Where does this data come from?

Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson). Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.

About these numbersSources, dates and how these figures are built

What Groundwork can price in Rutherford County

Facts only: no price estimate on any parcel here.

Sources

Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson) (2026 roll, pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); sales: the county's own file, through Oct 2026; counted on our map built Oct 2026.

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