Polk County land: flood and parcels
13,059 parcels
On the county tax roll
- Acres on the roll279,104
- In a FEMA flood zone9.8%special flood hazard area
Free account: 25 parcel cards a day on the map, with sale history, road access and elevation. Get started free
No zoning layer for Polk County yet. Zoning here is set town by town.
Around Polk County
Parcels to start with
Towns in Polk County
- Benton750 parcels
- Ducktown428 parcels
- Delano419 parcels
- Copperhill391 parcels
- Ocoee192 parcels
- Farner175 parcels
Flood zones and wetlands
Recorded flood claims in Polk County
43 insured flood claims were recorded in Polk County from 1978 to Sep 2026; fewer than 10 were on buildings rated outside the mapped flood zone (zone X, B or C). The largest single event was Heavy rains (2003), with 15 claims. FEMA paid $638,000 on them in total.
| Years | Claims |
|---|---|
| 1978–79 | Fewer than 10 |
| 1980–89 | Fewer than 10 |
| 1990–99 | 10 |
| 2000–09 | 21 |
| 2010–19 | Fewer than 10 |
| 2020–26 | Fewer than 10 |
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Polk County
What NFIP policyholders in Polk County pay a year for a single-family home, by flood zone: the middle half of premiums on policies that took effect Sep 2025–Sep 2026. It is what insured homes here pay, not a quote for any one building.
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 44 | $990–$2,320 | $2,550 |
| X zone (outside the mapped flood zone) | Fewer than 10 | Not shown | Not shown |
Full-risk premium: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases. Zones are the flood zone each policy is rated in. OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.
Farmland rent in Polk County
Cropland in Polk County rents for about $56.50 an acre a year (USDA, 2025).
- Cropland rent
- $56.50 an acrenon-irrigated, 2025; $45 in 2021
- Pasture rent
- $27 an acre2026; $21 in 2021
No rent-to-price figure for Tennessee yet.
Rent: USDA NASS county cash rents survey, 2026 (released August 21, 2026), public domain. Farmland rent in every Tennessee county →
People and new homes in Polk County
- Population18,592July 2025 estimate, +5.9% since 2020
- Median household income$62,5222020–2024 average, ±$6,119
- New homes permitted1502025, 150 single-family; 247 in 2021
- Permitted so far in 2026120Jan–Aug, against 88 a year earlier
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Land in Polk County by useLand use on the county roll
| Land class | Parcels | Share |
|---|---|---|
| Building on record | 7,776 | 60% |
| Other or not coded | 3,256 | 25% |
| Farm and timber | 1,653 | 13% |
| Institutional | 374 | 2.9% |
1,653 farm and timber parcels cover 83,003 acres. County tax roll 2026 (pulled Oct 2026); land class read from the roll's land-use and building fields.
Typical lot sizeThe typical lot, from the roll
The median parcel in Polk County is 2.21 acres (13,059 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
Land parcels in Polk CountyFarm and timber parcels to start with
- 27.3 acres of farm and timber land
- 1487 Spring Creek Rd 27.3 acres
- 1379 Sand Mountain Rd 26.9 acres
- 2160 Old Federal Rd 25.0 acres
- 2933 Mcfarland Rd 24.9 acres
- 168 Moby Rd 24.6 acres
- 365 Benton Springs Rd 24.2 acres
- 23.2 acres of farm and timber land
- 467 Ball Play Rd 22.8 acres
Farm and timber parcels of an acre or more, each with its own page of public roll facts.
Questions about Polk County landAnswers from the public records
How many parcels are in Polk County, TN?
13,059 parcels on the 2026 Polk County tax roll (pulled Oct 2026), covering 279,104 acres.
How much vacant land is in Polk County, TN?
Polk County's vacant-land class has not been through our aerial check yet, so we don't call any parcel here vacant land.
What is the typical lot size in Polk County?
The median parcel is 2.21 acres, from 13,059 parcels with a recorded size.
How much of Polk County is in a flood zone?
9.8% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Polk County?
0.9% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
Are there land prices for Polk County?
No land prices for Polk County yet. Area prices print only where Tennessee's own price test passed for the county, and it has not for Polk County.
How many people live in Polk County?
About 18,592 (Census estimate for July 1, 2025), +5.9% since 2020.
How many new homes are being built in Polk County?
Building permits authorized 150 new housing units in 2025 and 120 from January to Aug 2026 (against 88 a year earlier) (Census Building Permits Survey).
Where does this data come from?
Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson). Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
About these numbersSources, dates and how these figures are built
What Groundwork can price in Polk County
Facts only: no price estimate on any parcel here.
Sources
Parcels: County assessor and GIS parcel files (Davidson, Hamilton, Williamson, Wilson, Robertson) (2026 roll, pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); sales: the county's own file, through Sep 2026; counted on our map built Oct 2026.