Surfside Beach, SC land: flood and parcels
4,840 parcels
On the county tax roll
Map data Oct 17, 2026
- Acres on the roll928
- In a FEMA flood zone41%special flood hazard area
South Carolina 2026 taxes: due by January 15, 2027.
Sources & method
South Carolina Code of Laws 12-45-70, 12-45-180 and 12-60-2510. Checked Oct 20, 2026.
Free account: 25 parcel cards a day on the map, with watches and a saved search. Get started free
Our map has no zoning layer for Surfside Beach yet. Ask the town's or Horry County's planning office which zoning applies to a parcel.
Around Surfside Beach
Flood zones and wetlands
Recorded flood claims in Surfside Beach
Insured buildings in and around Surfside Beach filed 673 flood claims since 1978; FEMA paid $13.7 million on them.
- 14% were on buildings rated outside the mapped flood zone (zone X, B or C)
- Largest single event: Hurricane Hugo (1989), 295 claims
| Years | Claims |
|---|---|
| 1978–79 | Fewer than 10 |
| 1980–89 | 342 |
| 1990–99 | 142 |
| 2000–09 | Not shown |
| 2010–19 | 107 |
| 2020–26 | 62 |
Sources & method
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. Claims counted from 1978 to Sep 2026.
Source: OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Surfside Beach
In and around Surfside Beach, insured single-family homes in an A zone (special flood hazard area) pay about $770–$1,450 a year for flood insurance, and $480–$820 outside the mapped flood zone.
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 424 | $770–$1,450 | $2,400 |
| V zones (coastal high hazard area) | 16 | $1,250–$3,760 | $3,660 |
| X zone (outside the mapped flood zone) | 349 | $480–$820 | $610 |
Sources & method
Middle half: the middle half of premiums on single-family NFIP policies that took effect Sep 2025–Sep 2026, by the flood zone each policy is rated in. It is what insured homes here pay, not a quote for any one building.
Full-risk median: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases.
Source: OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
Counted in the 5 census block groups that lie mostly inside Surfside Beach, so the edges may reach past the town line.
People and new homes in Surfside Beach
About 4,392 people live in Surfside Beach, and 32 new homes were permitted in 2021.
- Population4,392July 2025 estimate, +5.5% since 2020
- Median household income$70,1062020–2024 average, ±$7,736
- New homes permitted322021, 32 single-family. 2021 is the latest full year it reported to the Census; 2025 is not on file for it
Sources & method
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Land in Surfside Beach by useLand use on the county roll
| Land class | Parcels | Share |
|---|---|---|
| Building on record | 4,420 | 91% |
| Other or not coded | 420 | 8.7% |
County tax roll, as of Oct 2026; land class read from the roll's land-use and building fields.
Typical lot sizeThe typical lot, from the roll
The median parcel in Surfside Beach is 0.17 acre (3,866 parcels with a size).
Acres from the county roll, or from the parcel's own outline where the roll's figure is off by more than three times. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
Nearby townsTowns around it
Questions about Surfside Beach landAnswers from the public records
How many parcels are in Surfside Beach, SC?
4,840 parcels on the Horry County tax roll (pulled Oct 2026) inside the Census Bureau's boundary for Surfside Beach, which can differ from its own limits at the edges, covering 928 acres.
Is vacancy verified in Surfside Beach, SC?
Vacancy not verified: each parcel page says whether the county roll or building footprints show a building.
What is the typical lot size in Surfside Beach?
The median parcel is 0.17 acre, from 3,866 parcels with a recorded size.
How much of Surfside Beach is in a flood zone?
41% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Surfside Beach?
2.9% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
What is Surfside Beach zoned?
Our map has no zoning layer for Surfside Beach yet. Ask the town's or Horry County's planning office which zoning applies to a parcel.
Are there land prices for Surfside Beach?
No land-price range is shown for Surfside Beach yet. We have no sale-price file for Horry County yet.
How many people live in Surfside Beach?
About 4,392 (Census estimate for July 1, 2025), +5.5% since 2020.
How many new homes are being built in Surfside Beach?
Building permits authorized 32 new housing units in 2021, the latest full year Surfside Beach reported to the Census (2025 is not on file for it) (Census Building Permits Survey).
Where does this data come from?
Parcels: Horry County parcel layer. Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
More in Horry CountyIts other towns
About these numbersSources, dates and how these figures are built
What Groundwork can price in Surfside Beach
No price estimate in South Carolina yet.
Sources
Parcels: Horry County parcel layer (roll pulled Oct 2026); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); town limits: U.S. Census Bureau TIGER/Line places; counted on our map built Oct 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.