7.2-acre property near Carmel, Hamilton County
1225 E 116th St, Carmel, IN · Parcel 291301000007000018
2025 roll, county file June 2025 · before the 2026 roll
At a glance
- BuildZoning R-1 allows single-family homes · 2 buildings already on the lot
- Ground17% in a FEMA flood zone, 3% wetlands · soils very limited for septic
- AccessFronts a public road
- ValueTax value $505k, 2025 roll · no priced sale · deed Jul 2024 (not arm's-length per the county)
- Acres7.2
- Land typeBuilding footprint foundOverture Maps with Microsoft and OpenStreetMap (Sep 2026) · Overture Maps 2026-09-23.1
- ZoningR-1R1 residence district · City of Carmel zoning map, read from the live map Oct 2026 (no edit date published)
- Flood zonePartly in flood zone AE (17%)The rest: X, 0.2% annual chance (2%) and X (81%, minimal flood hazard) · FEMA flood map, as of Jul 2026
- Wetlands3% of the parcelUSFWS National Wetlands Inventory, as of Oct 2026
- Tax value (county)$505kAssessment, trended yearly; not a market price · 2025 roll
- Last saleNo priced sale · deed Jul 2024Not arm's-length per the county
- Road accessHas road accessRoads: Census TIGER/Line 2025 roads with IndianaMap road centerlines, Feb 2026
- Road frontage518 ft on E 116th St
- City or townCarmel
Land facts
From public records and official maps, each with its source and date.
- Section, township, rangeSection 1, Township 17 North, Range 3 East, Second Principal MeridianBLM PLSS (CadNSDI), at the parcel's center · Oct 2026
- Septic (soils)Very limitedUSDA NRCS soil survey (SSURGO), septic absorption fields, version Sep 2026
- Ground elevationAbout 820–853 ft above sea level; average slope 6.8%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
- HighwaysState Rd 431 is 1.1 mi away and Keystone Ave interchange at State Rd 431 is 1.4 mi away, in a straight lineCensus TIGER/Line 2025 roads with IndianaMap road centerlines · Feb 2026
Services and surroundings
What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.
- USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
- Well depth nearbyMedian 85 ft (middle half 65–130 ft)From 93 well logs within 1 mi, drilled 1951–2013; water level 29 ft below ground; bedrock at 104 ft. Area figures, not this parcel. Indiana DNR well records.
- Public land nearbyCentral Park, under 0.1 miCity land, open to the public. 3,485 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).
School district and farmland
Public federal records, each with its source and date.
- School districtCarmel Clay SchoolsGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
- Farmland classNot prime farmlandMap unit Miami silt loam-Urban land complex, 2 to 6 percent slopes, eroded, about 75% of the parcel · USDA NRCS soil survey (SSURGO), survey area IN057, version Sep 2026
- Crop productivity (NCCPI)0.64 of 1National Commodity Crop Productivity Index 3.0 of the main soil, Miami; higher is more productive for non-irrigated commodity crops · USDA NRCS soil survey (SSURGO), version Sep 2026
- Land capability classClass 2e of 8: moderate limits for crops (erosion)Non-irrigated, Miami; class 1 has the fewest limits · USDA NRCS soil survey (SSURGO), version Sep 2026
District details at NCES: Carmel Clay Schools
Crops and forest
Public federal records, each with its source and year. Satellite classifications, not farm records.
- Forest type (LANDFIRE)Eastern Cool Temperate Urban Deciduous ForestDeveloped-Upland Deciduous Forest, developed; the most common vegetation type in the 90 m around the map point · LANDFIRE 2024 Existing Vegetation Type (USGS / USFS)
- Hydric soils5% of the parcelShare of the outline on soils rated hydric: the soil test of a wetland determination and of an NRCS wetland reserve easement (ACEP-WRE) · USDA NRCS soil survey (SSURGO)
Utility service areas
Public service-area maps, each with its source and date. An area, not a connection at this parcel.
- Electric service areaInside the service area of Duke EnergyInvestor-owned utility · IURC electric service territories map, edited Aug 2026: a visual aid, not the legal ruling.
- Water system areaInside the service area of Carmel Water Department (EPA modeled boundary)Public water system IN5229004 · EPA public water system service areas, edited May 2026: EPA modeled this boundary, which often differs from the actual one. Not a water line at the lot.
Environmental records
Public state and federal lists, each with its agency and date. Distances are from the parcel's map point; a record is not a finding about this parcel.
- Red flags9 environmental lists checked · landfills, voluntary cleanups and dry cleaners not checked · habitat not checked (land parcels only)Groundwork check of public lists: Indiana Department of Environmental Management (IDEM), as of Apr 2026–Oct 2026; Indiana DNR Division of Oil and Gas / Indiana Geological and Water Survey, as of Jun 26, 2025; Indiana Geographic Information Office (from US EIA / DHS HIFLD), as of 2019; USGS Gap Analysis Project, as of 2025; U.S. EPA, as of Oct 15, 2026
- Oil and gas wellsNone within 1/4 mi of the parcel's map pointGroundwork check of public lists: Indiana DNR Division of Oil and Gas / Indiana Geological and Water Survey, as of Jun 26, 2025
What the zoning allows
R-1, R1 Residence District
- Allowed usesSingle-family homes, farming, public parks, public service facilities, owner-occupied short-term rentalsCity of Carmel · Oct 20, 2026
- Allowed with approvalPreschools, schools, churches, libraries, clinics, golf courses, group homes, non-owner short-term rentalsCity of Carmel · Oct 20, 2026
From City of Carmel, Unified Development Ordinance Art. 2, Sec. 2.07 (uses) and Sec. 2.08 (development standards) (ordinance dated Aug 17, 2026), read Oct 20, 2026. Overlays, conditions and later amendments can change what applies; the code governs.
Mapped ground hazards
State and federal geologic and well maps, each with its agency and date. Distances are from the parcel's map point; a mapped area is not a finding about this parcel.
- Underground coal mineNone mapped within 1/4 miIGWS: Underground coal mines (IDNR, December 2016), as of Dec 2016. Documented underground coal mines since the 1880s, from IDNR mine maps, to December 2016; outlines approximate
Free account: 25 parcel cards a day on the map, with watches and a saved search
CarmelParcels, flood and zoning5.2%in a FEMA flood zone38,136parcels on the rollHome facts
IGIO building footprints 2016-2020 · 2016
- Bedrooms, bathrooms, living area, year built
- Not on Indiana's statewide parcel roll
- Buildings
- 2 building outlinesmapped outlines, not the tax roll
Property tax
Indiana DLGF pay-2026 certified rates; DLGF 2025 real property roll, as of Oct 2026
- Tax rate
- 20.167 mills (Carmel district: Hamilton County, Clay Township, Carmel Civil City, Carmel-Clay School Corporation, Carmel-Clay Public Library, Hamilton County Solid Waste Mgmt Dist, pay 2026)
- Estimated annual tax
- ~$10,200Estimate before exemptions (homestead and other deductions, local income tax credits): the $504,600 gross assessed value × 20.167 mills
How we compute this
Pay or check a bill at the Hamilton County Treasurer.
Due dates
Value history
| Year | Land | Improvements | Total | Change |
|---|---|---|---|---|
| 2025 (pay 2026) | $504,600 | Not on the roll | $504,600 | No change |
| 2024 (pay 2025) | $504,600 | Not on the roll | $504,600 | No change |
Roll values set for property tax · Indiana DLGF parcel roll · as of Jun 2025
Local jurisdictions
- Civil townshipClay TownshipDLGF taxing districts (IGIO Taxing_Districts_2024) on the 2025 roll's district code · Jul 30, 2024
Owner: on the county assessment roll (not shown here) · Request removal
Hazards
FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.
- Tornado
- Relatively moderate
- Hail
- Relatively moderate
- Cold wave
- Relatively moderate
- Winter weather
- Relatively moderate
- Strong wind
- Relatively low
- Riverine flooding
- Relatively low
- Heat wave
- Relatively low
- Lightning
- Relatively low
- Earthquake
- Relatively low
- Wildfire
- Very low
- Landslide
- Very low
- Drought
- No ratingNo expected annual loss computed for this tract
How we compute this
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3, as of Sep 2026
- Claims since 1978
- 11Insured buildings in this census tract
How we compute this
Neighborhood (Census)
Census ACS 2020–2024 5-year, as of Jan 2026
- Median household income
- $89,167± $30,601
- Median home value (owner-reported)
- $358,500± $24,971
- Median rent (gross)
- $1,414± $124
- Homes lived in by their owners
- 76%± 8 pts
- Median year homes were built
- 1993± 3 yr
- Average commute (one way)
- 22 min± 7 min · census tract (not published for block groups)
- Population
- 2,742± 406
Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
How we compute this
Nearby parcels
Land and farm parcels of 1 acre or more in Hamilton County, nearest first.
Land and farm parcels of 1 acre or more in Hamilton County: 2,015 parcel pages
About these numbersSources, county file June 2025
Tax value
Tax value: the county's yearly assessment (gross assessed value, trended every year), not a market price. County file, June 2025.
Gross assessed value (the county assessor's market value-in-use, trended every year), not a market estimate. Farmland is assessed by the state's base-rate formula, well below what farmland sells for.
Parcel outline
The outline and its edge lengths are measured on the parcel map the map draws; the aerial loads from the public imagery named under it.
Source
Indiana DLGF parcel roll (Indiana Gateway) and IGIO statewide parcel boundaries, county file Jun 4, 2025.
Record
Public records can be wrong; check before you act.
Parcel: 291301000007000018
Coordinates: 39.9552° N, 86.1344° W