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Home on 1.47 acres near Pensacola, Escambia County

Last sold Jun 2015 for $325k; 401 ft of road frontage on Bankhead Dr.

6947 Cedar Lake Dr, Pensacola, FL 32526 · Parcel 281S311000004016

County roll Jan 1, 2026 · Map data Oct 30, 2026

At a glance

Last sold for $325k in Jun 2015; the county's 2026 just value is $442k.
  • BuildZoning LDR: rules not on file · 1 building already on the lot
  • Ground~1.36 of 1.47 ac outside mapped wetlands and floodway · 41% in a FEMA flood zone, 8% wetlands · soils very limited for septic; a septic system on record
  • AccessFronts a public road · 401 ft of frontage on Bankhead Dr
  • NearbyVacant land in Pensacola 32526, all sizes: $65.6k an acre median, 36 sales
  • Home3,821 sq ft · built 2001
  • Acres1.47~1.36 of 1.47 ac outside mapped wetlands and floodway
  • Land typeHomeSingle-family home
  • ZoningLDRLow density residential
  • Future land useMU-SMixed use suburban
  • Flood zoneAE on 41% of the lotThe 0.2%-annual-chance zone on 8%, and zone X on the rest
  • Wetlands8% of the parcelNational Wetlands Inventory

Land facts

From public records and official maps, each with its source and date.

  • City limitsUnincorporated Escambia County: county zoning and permits applyEscambia County zoning map · Oct 2026
  • Section, township, rangeSection 28, Township 1 South, Range 31 West, Tallahassee MeridianEscambia County parcel number · 2026 roll
  • SewerSeptic system on recordFL DOH Water Management Inventory (2020)
  • WaterPublic (S2-00976)FL DOH Water Management Inventory (2020)
  • SoilsAlbany sand, 0 to 5 percent slopes, on 77% of the parcelSoils rate very limited for septic · USDA soil survey (SSURGO) · Oct 2026
  • Ground elevationAbout 18–28 ft above sea level; average slope 3.4%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
  • HighwaysSR 173 is 0.6 mi away and I-10 exit 7B is 2.8 mi away, in a straight lineOpenStreetMap roads · Oct 2026
  • Nearest fire stationAbout 1.6 miles (straight line) · Bellview Volunteer Fire DepartmentUSGS National Structures Dataset, fire and EMS stations, Oct 2026 · straight line, not road miles. Insurers' fire protection class (ISO) counts road miles to a responding station, often 5 or fewer. A station missing from the federal list would be closer
  • Nearest emergency roomAbout 6.2 miles (straight line) · Baptist HospitalCMS Care Compare hospital list (hospitals that report an emergency department), located by the U.S. Census Bureau geocoder, Jul 2026 · straight line, not road miles or drive time. Names as filed with Medicare. Veterans', military, children's and psychiatric hospitals are not counted
  • Evacuation zoneZone EFDEM Know Your Zone evacuation zones · Sep 2026
  • Storm surge zoneCategory 5 storm surge zoneFDEM storm surge zones (SRES) · May 2022
  • Design wind speed154 mph; wind-borne debris regionNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
  • Just value per acre$301k an acreJust value $442k over 1.47 acres · 2026 roll

Legal description and record

  • Parcel number281S311000004016Escambia County Property Appraiser's record number
  • Legal descriptionBEG AT NE COR LT 16 N 83 DEG 5Florida DOR tax roll · 2026 roll · the roll keeps 30 characters; the deed has it all
  • PlatLot 16From the legal
  • Lot dimensionsSides 402, 261 and 179 ftCounty parcel map outline · Oct 2026

Services and surroundings

What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.

  • USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
  • Public land nearbyBayou Marcus Wetland, 2.6 miOther local government land, open to the public. 1,011 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).

School district

Public federal records, each with its source and date.

  • School districtEscambia County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school

Soil for septic and building

Soils here are rated very limited for a septic drain field. They rate somewhat limited for a house without a basement and very limited for one with a basement. The main soil shrinks and swells little as it wets and dries.

  • Septic drain fieldVery limitedLimits: depth to saturated zone, slow water movement
  • House, no basementSomewhat limitedLimit: depth to saturated zone
  • House with basementVery limitedLimit: depth to saturated zone
  • Shrink-swellLowLinear extensibility about 0.2% at 10 to 39 in. deep

A soil-survey screening of the parcel's main soil, not a perc test. A septic permit needs the local health department's site evaluation, and a foundation design needs a soil test on the lot.

USDA NRCS soil survey (SSURGO), survey area FL033, version Sep 2026, read through NRCS Soil Data Access · sources & method

Free account: this parcel’s sale history

Continue with Googleor use email

In this areaPensacolaLand prices, flood and zoning$67.5kan acre, 2-year median11,276vacant parcels15%in a FEMA flood zone

Road access

Has road access
OpenStreetMap roads
Road frontage
401 ft on Bankhead Dr

Home facts

Florida Department of Revenue tax roll · 2026

Building type
Single-family
Bedrooms and bathrooms
Not on Florida's statewide tax roll
Living area
3,821 sq ft
Year built
2001

Property tax

Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025

Property tax (2025)
At least $5,430
Taxable value $439,540 on the 2025 roll

Pay or check a bill at the Escambia County Tax Collector.

Hazards

FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.

Hurricane
Very high
Lightning
Very high
Heat wave
Relatively moderate
Coastal flooding
Relatively low
Tornado
Relatively low
Strong wind
Relatively low
Earthquake
Very low
Landslide
Very low

Recorded flood claims

OpenFEMA NFIP Redacted Claims v3, as of Sep 2026

Claims since 1978
12
Insured buildings in this census block group
Outside the mapped flood zone
Fewer than 10
Rated zone X, B or C

Federal disaster declarations

Federal disaster declarations in Escambia County since 2000: 31 (most recently Hurricane Isaias, October 2026).

  • 20 hurricanes
  • 4 severe storms
  • 4 tropical storms
  • 2 biological emergencies (COVID-19)
  • 1 fire
FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data · sources & method

Development nearby

About 55 acres within a mile turned from farmland, forest or other open land into developed land in 2020–2025 (among the most in Escambia County).

2020–2025
About 55 acres
Within a mile, open land turned developed
2015–2025
About 90 acres
The same, over 10 years
Typical in Escambia County
Under 5 acres
The middle of the county's land, 2020–2025

Value history

YearLandImprovementsJust valueChange
2026 (preliminary)$41,454$400,665$442,119+0.6%
2025$41,454$398,086$439,540-0.2%

Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026

Home values in ZIP 32526 rose about 52% over 5 years and 1% in the last year (FHFA, 2025).

FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01 · sources & method

Vacant land prices nearby

$65.6k per acre

Median of 36 sales of vacant land in Pensacola 32526, all sizes, Oct 2023–Aug 2026

Sales area: Pensacola 32526

Land prices nearby
Land typeMedianMiddle half
Vacant land in Pensacola 32526, all sizes$65.6k/ac$27.8k–$90.4k

Nearby

Neighborhood (Census)

Census ACS 2020–2024 5-year, as of Jan 2026

Median household income
$63,382
± $24,458
Median home value (owner-reported)
$247,400
± $33,726
Median rent (gross)
$1,476
± $395
Homes lived in by their owners
77%
± 15 pts
Median year homes were built
2002
± 2 yr
Average commute (one way)
20 min
± 6 min · census tract (not published for block groups)
Population
1,379
± 367

Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

Nearby homes

Sources & methodSources, dates and how the estimates are tested

At a glance: each fact's source and date

Each figure in the grid above, where it comes from and the date of the file or map we read.

Acres: Escambia County tax roll (Florida Department of Revenue), 2026 roll.

Land type: Escambia County tax roll (Florida Department of Revenue), 2026 roll.

Zoning: Escambia County zoning map, read Oct 15, 2026.

Future land use: Escambia County land-use map, read Oct 15, 2026.

Flood zone: FEMA flood map, as of Sep 2026.

Wetlands: USFWS National Wetlands Inventory, as of Sep 2026.

Just value (county): Escambia County tax roll (Florida Department of Revenue), 2026 roll.

Last sale: Escambia County deed record, recorded Jun 2015.

Soil for septic and building

Source: USDA NRCS soil survey (SSURGO), survey area FL033, version Sep 2026, read through NRCS Soil Data Access.

The parcel's main soil map unit covers about 77% of its outline: Albany sand, 0 to 5 percent slopes. Its main component is Albany (90% of the unit).

The ratings are NRCS's own map-unit interpretations (dominant condition): ENG - Septic Tank Absorption Fields, ENG - Dwellings W/O Basements and ENG - Dwellings With Basements. The limits listed are the features NRCS names for the main component. Shrink-swell is that component's linear extensibility, depth-weighted from 25 to 100 cm, the layer NRCS's homesite rule reads; NRCS classes: low under 3%, moderate 3 to 6%, high 6 to 9%, very high 9% or more.

A screening, not a perc test or a soil boring: soils vary inside a map unit (survey scale about 1:12,000 to 1:24,000), and fill or grading may have changed the lot.

Property tax

A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.

Property tax · Due dates

Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027.

Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.

Hazards

Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.

Recorded flood claims

Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.

Federal disaster declarations

Each federal declaration whose designated areas include the county, declared from January 2000 on, counted once by its FEMA disaster number. An emergency declaration and a major-disaster declaration for the same storm are two declarations, as FEMA numbers them. Declarations for tribal lands alone are not counted. The date shown is when the most recent incident began. Types are FEMA's incident types: an evacuation emergency for a storm elsewhere (Hurricane Katrina, 2005) counts under that storm. By kind: 17 major disasters, 13 emergencies and 1 fire-management declaration.

Source: FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

Development nearby

Counted from USGS Annual NLCD land cover (USGS Annual NLCD Collection 1.2, 30 m maps made from Landsat imagery, 2015, 2020 and 2025; public domain, DOI 10.5066/P94UXNTS). A 30 m square counts when it was forest, shrub, grassland, pasture, cropland or wetland in the start year and developed in 2025: NLCD's developed classes, from lawns, parks and roads to dense buildings. The squares are summed over the land within about a mile of this parcel's center on a 240 m grid, so the figures are rounded. "Most of the county" compares the same one-mile figure across the county's land. A satellite land-cover map misses some changes and mislabels a few, so read it as a guide to how fast the area is building out, not a survey. As of 2025 land cover.

Value history

This tracks home values, not land values. Land buyers read it as a sign of demand nearby: where homes gain value, builders and buyers follow. A vacant lot can move differently.

How: the change in FHFA's annual five-digit ZIP code index from 2020 and 2024 to 2025, rounded. The index follows repeat sales and refinance appraisals of the same single-family homes with Fannie Mae or Freddie Mac mortgages. It is in today's dollars, not adjusted for inflation, and FHFA calls these local indexes developmental. Where FHFA's sample is too small it publishes no figure, and none prints here.

Source: FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01.

Neighborhood (Census)

± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.

1.47-acre improved parcel in Pensacola, Escambia County: zoned LDR, about 1.36 of 1.47 acres outside mapped wetlands and floodway, 41% in FEMA zone AE, 8% wetlands; vacant land in Pensacola 32526, all sizes, sold for a median of $66k per acre (36 sales, Oct 2023–Aug 2026). Map data as of Oct 30, 2026.

Land prices

Latest arm's-length sale per vacant parcel (parcels of ¾ acre or more, priced per acre), last three years.

Sources

Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 30, 2026.

County property record →

Parcel outline

The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.

Record

Public records can be wrong; check before you act.

Parcel: 281S311000004016

Coordinates: 30.4835° N, 87.3329° W

Estimates for your own analysis, not an appraisal or a broker price opinion.

Owners

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