Home on 0.23 acres near Cape Coral, Lee County
Last sold Jul 2015 for $137k; 80 ft of road frontage on NE 38th Ter.
1713 NE 38th Ter, Cape Coral, FL 33909 · Parcel 174324C4057640150
County roll Jan 1, 2026 · Map data Oct 30, 2026
At a glance
- BuildZoning R1 allows single-family homes · 1 building already on the lot
- Ground~0.18 of 0.23 ac outside mapped wetlands and floodway · 20% wetlands · soils very limited for septic; a septic system on record
- AccessFronts a public road · 80 ft of frontage on NE 38th Ter
- NearbyOff-water vacant lots, Cape Coral 33909: $47k a lot median, 340 sales
- Home2,538 sq ft · built 2006
- Acres0.23~0.18 of 0.23 ac outside mapped wetlands and floodway
- Land typeHomeSingle-family home
- ZoningR1Residential single-family
- Future land usePKParks and recreation
- Flood zoneXMinimal flood hazard
- Wetlands20% of the parcelNational Wetlands Inventory
Land facts
From public records and official maps, each with its source and date.
- City limitsInside the City of Cape Coral: city zoning and permits applyCape Coral zoning map · Oct 2026
- Urban service areaIn urban service areaDrawn from Lee's “Future Urban Areas” land-use categories (no separate boundary layer) · Oct 2026
- Section, township, rangeSection 17, Township 43 South, Range 24 East, Tallahassee MeridianLee County parcel number · 2026 roll
- Allowed usesSingle-family homesCape Coral land development code, LDC Sec. 4.1.3, Table 4.1.3.B · Sep 2026
- Impact feesSet by Cape Coral fee schedule · May 2026
- SewerSeptic system on record · sewer expansion plannedFL DOH Water Management Inventory (2014)
- WaterPrivate well on recordFL DOH Water Management Inventory (2014)
- Nearest public wastewater plantAbout 8 miles (straight line) · Fort Myers Central AwwtfEPA ECHO discharge permits for publicly owned treatment works, Oct 2026 · Not a sewer line at this lot. Plants that do not discharge to a river or stream (spray fields, percolation ponds) are not on EPA's list, so one could be closer
- SoilsMatlacha gravelly fine sand, limestone substratum-Urban land complex, 0 to 2 percent slopesSoils rate very limited for septic · USDA soil survey (SSURGO) · Oct 2026
- Ground elevationAbout 14–16 ft above sea level; average slope 2.0%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
- HighwaysCR 867A is 1 mi away and the nearest interstate interchange is 7.2 mi away, in a straight lineOpenStreetMap roads · Oct 2026
- Nearest fire stationAbout 0.8 miles (straight line) · Cape Coral Fire Department Station 10USGS National Structures Dataset, fire and EMS stations, Oct 2026 · straight line, not road miles. Insurers' fire protection class (ISO) counts road miles to a responding station, often 5 or fewer. A station missing from the federal list would be closer
- Nearest emergency roomAbout 6.1 miles (straight line) · Cape Coral HospitalCMS Care Compare hospital list (hospitals that report an emergency department), located by the U.S. Census Bureau geocoder, Jul 2026 · straight line, not road miles or drive time. Names as filed with Medicare. Veterans', military, children's and psychiatric hospitals are not counted
- Evacuation zoneZone DFDEM Know Your Zone evacuation zones · Sep 2026
- Storm surge zoneCategory 3 storm surge zoneFDEM storm surge zones (SRES) · May 2022
- Design wind speed153 mph; wind-borne debris regionNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
Legal description and record
- Parcel number174324C4057640150Lee County Property Appraiser's record number
- Legal descriptionCAPE CORAL UNIT 88Florida DOR tax roll · 2026 roll
- SubdivisionCape Coral Unit 88From the legal
- Lot dimensionsAbout 80 × 125 ft · about 9,980 sq ftCounty parcel map outline · Oct 2026
Services and surroundings
What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.
- USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
- Electric service areaLee County Electric Co-op, Inc or Florida Power & Light CoThe mapped territories overlap here. An approximate map: confirm with the utility. Federal HIFLD map, 2025 copy.
- Public land nearbyYucca Pens Unit, 1.2 miState wildlife agency land, open with a permit or registration. 15,044 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).
School district
Public federal records, each with its source and date.
- School districtLee County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
District details at NCES: Lee County School District
Soil for septic and building
Soils here are rated very limited for a septic drain field. They rate not limited for a house without a basement and very limited for one with a basement. The main soil shrinks and swells little as it wets and dries.
- Septic drain fieldVery limitedLimits: depth to saturated zone, slow water movement, depth to bedrock
- House, no basementNot limited
- House with basementVery limitedLimits: depth to saturated zone, depth to hard bedrock
- Shrink-swellLowLinear extensibility about 0.2% at 10 to 39 in. deep
A soil-survey screening of the parcel's main soil, not a perc test. A septic permit needs the local health department's site evaluation, and a foundation design needs a soil test on the lot.
Free account: 25 parcel cards a day on the map, with watches and a saved search
Cape CoralLand prices, flood and zoning$103kan acre, 2-year median26,728vacant parcels55%in a FEMA flood zoneRoad access
- Has road access OpenStreetMap roads
- Road frontage
- 80 ft on NE 38th Ter
Home facts
Florida Department of Revenue tax roll · 2026
- Building type
- Single-family
- Bedrooms and bathrooms
- Not on Florida's statewide tax roll
- Living area
- 2,538 sq ft
- Year built
- 2006
Property tax
Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025
- Property tax (2025)
- At least $3,490 Taxable value $240,644 on the 2025 roll
Pay or check a bill at the Lee County Tax Collector.
Hazards
FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.
- Hurricane
- Relatively high
- Lightning
- Relatively high
- Coastal flooding
- Relatively low
- Tornado
- Relatively low
- Heat wave
- Relatively low
- Strong wind
- Very low
- Earthquake
- Very low
- Landslide
- Very low
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3, as of Sep 2026
- Claims since 1978
- Fewer than 10 Insured buildings in this census tract
Federal disaster declarations
Federal disaster declarations in Lee County since 2000: 32 (most recently Hurricane Milton, October 2024).
- 16 hurricanes
- 5 tropical storms
- 4 severe storms
- 3 fires
- 2 biological emergencies (COVID-19)
- 1 coastal storm
- 1 freeze
Development nearby
Little new development: the land within a mile was already mostly built up or water by 2020 (under 5 acres of open land turned developed in 2020–2025).
- 2020–2025
- Under 5 acres Within a mile, open land turned developed
- 2015–2025
- Under 5 acres The same, over 10 years
- Typical in Lee County
- About 14 acres The middle of the county's land, 2020–2025
Value history
| Year | Land | Improvements | Just value | Change |
|---|---|---|---|---|
| 2026 (preliminary) | $34,723 | $218,724 | $253,447 | +5.3% |
| 2025 | $34,723 | $205,921 | $240,644 | -11.5% |
Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026
Home values in ZIP 33909 rose about 49% over 5 years and fell about 6% in the last year (FHFA, 2025).
Vacant land prices nearby
$47k per lot
Median of 340 sales of off-water vacant lots, Oct 2023–Apr 2026
Sales area: Cape Coral 33909
| Land type | Median | Middle half |
|---|---|---|
| Off-water vacant lots | $47k/lot | $41k–$53.5k |
In Lee County, Operator shows code-enforcement records on the parcel when there are any, each dated, with its source. What owner signals are →
Nearby
Neighborhood (Census)
Census ACS 2020–2024 5-year, as of Jan 2026
- Median household income
- $90,183 ± $18,899
- Median home value (owner-reported)
- $370,600 ± $34,539
- Median rent (gross)
- $2,199 ± $919
- Homes lived in by their owners
- 77% ± 24 pts
- Median year homes were built
- 2006 ± 3 yr
- Average commute (one way)
- 35 min ± 12 min · census tract (not published for block groups)
- Population
- 1,848 ± 781
Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
Nearby homes
- 1709 NE 38th TerHome, 0.34 acresunder 0.1 mi
- 1803 NE 38th TerHome, 0.23 acresunder 0.1 mi
- 3819 NE 17th AveHome, 0.26 acresunder 0.1 mi
- 1807 NE 38th TerHome, 0.23 acresunder 0.1 mi
- 3821 NE 17th AveHome, 0.25 acresunder 0.1 mi
- 3809 NE 17th AveHome, 0.24 acresunder 0.1 mi
Sources & methodSources, dates and how the estimates are tested
At a glance: each fact's source and date
Each figure in the grid above, where it comes from and the date of the file or map we read.
Acres: Lee County tax roll (Florida Department of Revenue), 2026 roll.
Land type: Lee County tax roll (Florida Department of Revenue), 2026 roll.
Zoning: Lee County zoning map, read Oct 29, 2026.
Future land use: Lee County land-use map, read Oct 29, 2026.
Flood zone: FEMA flood map, as of Sep 2026.
Wetlands: USFWS National Wetlands Inventory, as of Sep 2026.
Just value (county): Lee County tax roll (Florida Department of Revenue), 2026 roll.
Last sale: Lee County deed record, recorded Jul 2015.
Soil for septic and building
Source: USDA NRCS soil survey (SSURGO), survey area FL071, version Aug 2026, read through NRCS Soil Data Access.
The parcel's soil map unit: Matlacha gravelly fine sand, limestone substratum-Urban land complex, 0 to 2 percent slopes. Its main component is Matlacha (48% of the unit).
The ratings are NRCS's own map-unit interpretations (dominant condition): ENG - Septic Tank Absorption Fields, ENG - Dwellings W/O Basements and ENG - Dwellings With Basements. The limits listed are the features NRCS names for the main component. Shrink-swell is that component's linear extensibility, depth-weighted from 25 to 100 cm, the layer NRCS's homesite rule reads; NRCS classes: low under 3%, moderate 3 to 6%, high 6 to 9%, very high 9% or more.
A screening, not a perc test or a soil boring: soils vary inside a map unit (survey scale about 1:12,000 to 1:24,000), and fill or grading may have changed the lot.
Property tax
A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.
Property tax · Due dates
Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027.
Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.
Hazards
Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.
Recorded flood claims
Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.
Federal disaster declarations
Each federal declaration whose designated areas include the county, declared from January 2000 on, counted once by its FEMA disaster number. An emergency declaration and a major-disaster declaration for the same storm are two declarations, as FEMA numbers them. Declarations for tribal lands alone are not counted. The date shown is when the most recent incident began. Types are FEMA's incident types: an evacuation emergency for a storm elsewhere (Hurricane Katrina, 2005) counts under that storm. By kind: 17 major disasters, 12 emergencies and 3 fire-management declarations.
Source: FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.
Development nearby
Counted from USGS Annual NLCD land cover (USGS Annual NLCD Collection 1.2, 30 m maps made from Landsat imagery, 2015, 2020 and 2025; public domain, DOI 10.5066/P94UXNTS). A 30 m square counts when it was forest, shrub, grassland, pasture, cropland or wetland in the start year and developed in 2025: NLCD's developed classes, from lawns, parks and roads to dense buildings. The squares are summed over the land within about a mile of this parcel's center on a 240 m grid, so the figures are rounded. "Most of the county" compares the same one-mile figure across the county's land. A satellite land-cover map misses some changes and mislabels a few, so read it as a guide to how fast the area is building out, not a survey. As of 2025 land cover.
Value history
This tracks home values, not land values. Land buyers read it as a sign of demand nearby: where homes gain value, builders and buyers follow. A vacant lot can move differently.
How: the change in FHFA's annual five-digit ZIP code index from 2020 and 2024 to 2025, rounded. The index follows repeat sales and refinance appraisals of the same single-family homes with Fannie Mae or Freddie Mac mortgages. It is in today's dollars, not adjusted for inflation, and FHFA calls these local indexes developmental. Where FHFA's sample is too small it publishes no figure, and none prints here.
Source: FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01.
Neighborhood (Census)
± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.
0.23-acre improved parcel in Cape Coral, Lee County: zoned R1, about 0.18 of 0.23 acres outside mapped wetlands and floodway, FEMA zone X, 20% wetlands; off-water vacant lots in Cape Coral 33909 sold for a median of $47k per lot (340 sales, Oct 2023–Apr 2026). Map data as of Oct 30, 2026.
Land prices
Latest arm's-length sale per vacant parcel (lots of half to twice this lot's size, priced per lot), last three years.
Sources
Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 30, 2026.
Parcel outline
The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.
Record
Public records can be wrong; check before you act.
Parcel: 174324C4057640150
Coordinates: 26.7288° N, 81.9371° W
Estimates for your own analysis, not an appraisal or a broker price opinion.
Owners
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