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Home on 0.03 acres near Palm Harbor, Pinellas County

Last sold Jul 2025 for $215k; private road access only.

954 Franklin Ct, Palm Harbor, FL 34683 · Parcel 15 28 13 29377 000 0204

County roll Jan 1, 2026 · Map data Oct 30, 2026

At a glance

Only a private or service road is mapped.
  • BuildZoning RPD: rules not on file · 1 building already on the lot
  • GroundNo FEMA flood zone or wetlands mapped · public sewer
  • ValueJust value $210k, 2026 roll · last sale $215k, Jul 2025
  • Home1,098 sq ft · built 1985
  • Acres0.03
  • Land typeHomeSingle-family home
  • ZoningRPDPlanned development
  • Future land useRLHomes
  • Flood zoneXMinimal flood hazard
  • WetlandsNone mappedNational Wetlands Inventory

Land facts

From public records and official maps, each with its source and date.

  • City limitsUnincorporated Pinellas County: county zoning and permits applyPinellas County zoning map · Oct 2026
  • Section, township, rangeSection 13, Township 28 South, Range 15 East, Tallahassee MeridianPinellas County parcel number · 2026 roll
  • Impact feesCharged on a new single-family homePinellas fee schedule · Jun 2026
  • SewerConnected (Pinellas County Utilities)FL DOH Water Management Inventory (2018) · Utility GIS (Feb 2026)
  • WaterIn Pinellas County Utilities territoryFL DOH Water Management Inventory (2018) · Utility GIS (Feb 2026)
  • SoilsAstatula soils and Urban land, 0 to 5 percent slopesSoils rate very limited for septic · USDA soil survey (SSURGO) · Oct 2026
  • Ground elevationAbout 33 ft above sea level; average slope 0.5% (flat)USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
  • HighwaysSR 586 0.3 mi; US 19 interchange 2.5 mi, in a straight lineOpenStreetMap roads · Oct 2026
  • Nearest fire stationAbout 1.4 miles (straight line) · Dunedin Fire Rescue Station 61USGS National Structures Dataset, fire and EMS stations, Oct 2026 · straight line, not road miles. Insurers' fire protection class (ISO) counts road miles to a responding station, often 5 or fewer. A station missing from the federal list would be closer
  • Nearest emergency roomAbout 3 miles (straight line) · BayCare Alliant HospitalCMS Care Compare hospital list (hospitals that report an emergency department), located by the U.S. Census Bureau geocoder, Jul 2026 · straight line, not road miles or drive time. Names as filed with Medicare. Veterans', military, children's and psychiatric hospitals are not counted
  • Evacuation and surgeNot in an evacuation zone or a storm surge zoneFDEM Know Your Zone evacuation zones · Sep 2026; FDEM storm surge zones (SRES) · May 2022
  • Design wind speed144 mph; wind-borne debris regionNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023

Legal description and record

  • Parcel number152813293770000204Pinellas County Property Appraiser's record number
  • Legal descriptionFRANKLIN SQUARE PHASE IFlorida DOR tax roll · 2026 roll
  • SubdivisionFranklin Square Phase IFrom the legal
  • Lot dimensionsAbout 18 × 75 ft · about 1,380 sq ftCounty parcel map outline · Oct 2026

Services and surroundings

What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.

  • USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
  • Electric service areaLikely Duke Energy Florida, LLCAn approximate map: confirm with the utility. Federal HIFLD map, 2025 copy.
  • Public land nearbyLouis A Vanech Recreation Complex, 1.3 miCity land, open to the public. 52 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).

School district

Public federal records, each with its source and date.

  • School districtPinellas County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school

Soil for septic and building

Soils here are rated very limited for a septic drain field. They rate not limited for a house with or without a basement. The main soil shrinks and swells little as it wets and dries.

  • Septic drain fieldVery limitedLimits: filtering capacity, seepage, bottom layer
  • House, no basementNot limited
  • House with basementNot limited
  • Shrink-swellLowLinear extensibility about 1.5% at 10 to 39 in. deep

A soil-survey screening of the parcel's main soil, not a perc test. A septic permit needs the local health department's site evaluation, and a foundation design needs a soil test on the lot.

USDA NRCS soil survey (SSURGO), survey area FL103, version Aug 2026, read through NRCS Soil Data Access · sources & method

Free account: this parcel’s sale history

Continue with Googleor use email

In this areaPalm HarborLand prices, flood and zoning$229ka lot, median531vacant parcels25%in a FEMA flood zone

Road access

Only a private or service road mapped
OpenStreetMap roads

Home facts

Florida Department of Revenue tax roll · 2026

Building type
Single-family
Bedrooms and bathrooms
Not on Florida's statewide tax roll
Living area
1,098 sq ft
Year built
1985

Property tax

Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025

Property tax (2025)
At least $2,340
Taxable value $196,497 on the 2025 roll

Pay or check a bill at the Pinellas County Tax Collector.

Hazards

FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.

Hurricane
Relatively high
Lightning
Relatively high
Tornado
Relatively moderate
Strong wind
Relatively low
Heat wave
Relatively low
Coastal flooding
Very low
Earthquake
Very low
Landslide
Very low

Recorded flood claims

OpenFEMA NFIP Redacted Claims v3, as of Sep 2026

Claims since 1978
22
Insured buildings in this census block group
Outside the mapped flood zone
Almost all
Rated zone X, B or C

Federal disaster declarations

Federal disaster declarations in Pinellas County since 2000: 30 (most recently Hurricane Milton, October 2024).

  • 17 hurricanes
  • 5 tropical storms
  • 3 severe storms
  • 2 biological emergencies (COVID-19)
  • 2 fires
  • 1 freeze
FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data · sources & method

Development nearby

About 8 acres within a mile turned from farmland, forest or other open land into developed land in 2020–2025 (among the most in Pinellas County).

2020–2025
About 8 acres
Within a mile, open land turned developed
2015–2025
About 14 acres
The same, over 10 years
Typical in Pinellas County
Under 5 acres
The middle of the county's land, 2020–2025

Value history

YearLandImprovementsJust valueChange
2026 (preliminary)$0$209,900$209,900+6.8%
2025$0$196,497$196,497-23.2%

Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026

Home values in ZIP 34683 rose about 53% over 5 years and fell about 5% in the last year (FHFA, 2025).

FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01 · sources & method

Vacant land prices nearby

Lot sales of similar size in Pinellas County

Recent land sales nearby
SoldPriceSizePer acre
Apr 2024$338k0.06 acres$5.72M an acre
Jun 2026$375k0.06 acres$6.13M an acre
Dec 2023$306k0.06 acres$5.18M an acre
Aug 2025$295k0.06 acres$5.12M an acre
Apr 2025$675k0.04 acres$17.5M an acre
Feb 2025$300k0.03 acres$9.35M an acre

In Pinellas County, Operator shows code-enforcement records on the parcel when there are any, each dated, with its source. What owner signals are →

Nearby

  • site plan: SUNCOAST BIBLE PRESBYTERIAN CHURCH (COM)Development, approved0.1 mi
  • site plan: ZELMAN PROPERTY (COM)Development, approved0.2 mi
  • site plan: CREATIVE LEARNING CENTER - CR 1 (COM)Development, approved0.2 mi
  • site plan: REAL PROPERTIES INC. (COM)Development, approved0.2 mi
  • site plan: REAL PROPERTIES - REVISED PLAN (COM)Development, approved0.2 mi

Neighborhood (Census)

Census ACS 2020–2024 5-year, as of Jan 2026

Median household income
$124,555
± $39,096
Median home value (owner-reported)
$493,500
± $117,242
Median rent (gross)
$1,765
± $237
Homes lived in by their owners
88%
± 15 pts
Median year homes were built
1991
± 4 yr
Average commute (one way)
23 min
± 7 min · census tract (not published for block groups)
Population
2,046
± 558

Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

Nearby homes

Sources & methodSources, dates and how the estimates are tested

At a glance: each fact's source and date

Each figure in the grid above, where it comes from and the date of the file or map we read.

Acres: Pinellas County tax roll (Florida Department of Revenue), 2026 roll.

Land type: Pinellas County tax roll (Florida Department of Revenue), 2026 roll.

Zoning: Pinellas County zoning map, map built Oct 30, 2026.

Future land use: Pinellas County land-use map, map built Oct 30, 2026.

Flood zone: FEMA flood map, as of Sep 2026.

Wetlands: USFWS National Wetlands Inventory, as of Sep 2026.

Just value (county): Pinellas County tax roll (Florida Department of Revenue), 2026 roll.

Last sale: Pinellas County deed record, recorded Jul 2025.

Soil for septic and building

Source: USDA NRCS soil survey (SSURGO), survey area FL103, version Aug 2026, read through NRCS Soil Data Access.

The parcel's soil map unit: Astatula soils and Urban land, 0 to 5 percent slopes. Its main component is Astatula (50% of the unit).

The ratings are NRCS's own map-unit interpretations (dominant condition): ENG - Septic Tank Absorption Fields, ENG - Dwellings W/O Basements and ENG - Dwellings With Basements. The limits listed are the features NRCS names for the main component. Shrink-swell is that component's linear extensibility, depth-weighted from 25 to 100 cm, the layer NRCS's homesite rule reads; NRCS classes: low under 3%, moderate 3 to 6%, high 6 to 9%, very high 9% or more.

A screening, not a perc test or a soil boring: soils vary inside a map unit (survey scale about 1:12,000 to 1:24,000), and fill or grading may have changed the lot.

Property tax

A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.

Property tax · Due dates

Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027.

Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.

Hazards

Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.

Recorded flood claims

Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.

Federal disaster declarations

Each federal declaration whose designated areas include the county, declared from January 2000 on, counted once by its FEMA disaster number. An emergency declaration and a major-disaster declaration for the same storm are two declarations, as FEMA numbers them. Declarations for tribal lands alone are not counted. The date shown is when the most recent incident began. Types are FEMA's incident types: an evacuation emergency for a storm elsewhere (Hurricane Katrina, 2005) counts under that storm. By kind: 14 major disasters, 14 emergencies and 2 fire-management declarations.

Source: FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

Development nearby

Counted from USGS Annual NLCD land cover (USGS Annual NLCD Collection 1.2, 30 m maps made from Landsat imagery, 2015, 2020 and 2025; public domain, DOI 10.5066/P94UXNTS). A 30 m square counts when it was forest, shrub, grassland, pasture, cropland or wetland in the start year and developed in 2025: NLCD's developed classes, from lawns, parks and roads to dense buildings. The squares are summed over the land within about a mile of this parcel's center on a 240 m grid, so the figures are rounded. "Most of the county" compares the same one-mile figure across the county's land. A satellite land-cover map misses some changes and mislabels a few, so read it as a guide to how fast the area is building out, not a survey. As of 2025 land cover.

Value history

This tracks home values, not land values. Land buyers read it as a sign of demand nearby: where homes gain value, builders and buyers follow. A vacant lot can move differently.

How: the change in FHFA's annual five-digit ZIP code index from 2020 and 2024 to 2025, rounded. The index follows repeat sales and refinance appraisals of the same single-family homes with Fannie Mae or Freddie Mac mortgages. It is in today's dollars, not adjusted for inflation, and FHFA calls these local indexes developmental. Where FHFA's sample is too small it publishes no figure, and none prints here.

Source: FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01.

Neighborhood (Census)

± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.

0.03-acre improved parcel in Palm Harbor, Pinellas County: zoned RPD, FEMA zone X, no mapped wetlands. Map data as of Oct 30, 2026.

Land prices

Recorded vacant-land sales of this size in the county, last three years, nearest first.

Sources

Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 30, 2026.

County property record →

Parcel outline

The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.

Record

Public records can be wrong; check before you act.

Parcel: 15 28 13 29377 000 0204

Coordinates: 28.0538° N, 82.7622° W

Estimates for your own analysis, not an appraisal or a broker price opinion.

Owners

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