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Mobile home on 1.08 acres near Santa Rosa Beach, Walton County

151 ft of road frontage on Indian Woman Rd; similar land nearby sold for about $275k an acre (69 sales, Oct 2023–May 2026).

1230 Indian Woman Rd, Santa Rosa Beach, FL 32459 · Parcel 142S20330000070070

County roll Jan 1, 2026 · Map data Oct 30, 2026

At a glance

All of the 1.08 acres is in a FEMA flood zone; 151 ft of frontage on Indian Woman Rd.
  • BuildZoning Conservation Residential 1 unit per 2.5 acres allows single-family homes · 1 building already on the lot
  • GroundSoils very limited for septic; a septic system on record
  • AccessFronts a public road
  • ValueJust value $127k, 2026 roll · not a market sale (transfer, Sep 2025)
  • Home1,714 sq ft · built 1996
  • Acres1.08
  • Land typeHomeMobile home
  • ZoningConservation Residential 1 unit per 2.5 acresConservation residential 1 unit/2.5 acres
  • Future land useCR_2.5Conservation residential
  • Flood zoneAESpecial flood hazard area, 1% annual chance
  • WetlandsNone mappedNational Wetlands Inventory

Land facts

From public records and official maps, each with its source and date.

  • City limitsUnincorporated Walton County: county zoning and permits applyWalton County zoning map · Oct 2026
  • Section, township, rangeSection 14, Township 2 South, Range 20 West, Tallahassee MeridianWalton County parcel number · 2026 roll
  • Allowed usesSingle-family homes, small farmsWalton County land development code, LDC Sec. 2.02.08; Sec. 5.00.03 Table 5-1 · Sep 2026
  • SewerSeptic system on recordFL DOH Water Management Inventory (2009)
  • WaterPrivate well on recordFL DOH Water Management Inventory (2009)
  • SoilsRutlege fine sand, 0 to 2 percent slopesSoils rate very limited for septic. Hydric (wetland) soils cover 98% of it · USDA soil survey (SSURGO) · Oct 2026
  • Ground elevationAbout 4–5 ft above sea level; average slope 0.8% (flat)USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
  • HighwaysUS 98 is 2.2 mi away and the nearest interstate interchange is 3.9 mi away, in a straight lineOpenStreetMap roads · Oct 2026
  • Nearest fire stationAbout 1.4 miles (straight line) · South Walton Fire District HeadquartersUSGS National Structures Dataset, fire and EMS stations, Oct 2026 · straight line, not road miles. Insurers' fire protection class (ISO) counts road miles to a responding station, often 5 or fewer. A station missing from the federal list would be closer
  • Nearest emergency roomAbout 5.5 miles (straight line) · Sacred Heart Hospital on the Emerald CoastCMS Care Compare hospital list (hospitals that report an emergency department), located by the U.S. Census Bureau geocoder, Jul 2026 · straight line, not road miles or drive time. Names as filed with Medicare. Veterans', military, children's and psychiatric hospitals are not counted
  • Evacuation zoneZone AFDEM Know Your Zone evacuation zones · Sep 2026
  • Storm surge zoneCategory 2 storm surge zoneFDEM storm surge zones (SRES) · May 2022
  • Design wind speed146 mph; wind-borne debris regionNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
  • Just value per acre$118k an acreJust value $127k over 1.08 acres · 2026 roll

Legal description and record

  • Parcel number14-2S-20-33000-007-0070Walton County Property Appraiser's form · state roll: 142S20330000070070
  • Legal descriptionCOM SW/C OF LOT 3, N ALG W LNFlorida DOR tax roll · 2026 roll · the roll keeps 30 characters; the deed has it all
  • PlatLots 3, NFrom the legal
  • Lot dimensionsAbout 150 × 313 ftCounty parcel map outline · Oct 2026

Services and surroundings

What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.

  • USDA home loan areaInside an eligible areaHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
  • Public land nearbyPoint Washington State Forest, 0.4 miOther state land, open to the public. 15,024 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).

School district

Public federal records, each with its source and date.

  • School districtWalton County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school

Soil for septic and building

Soils here are rated very limited for a septic drain field. They rate very limited for a house with or without a basement. The main soil shrinks and swells little as it wets and dries.

  • Septic drain fieldVery limitedLimits: ponding, depth to saturated zone, seepage, bottom layer
  • House, no basementVery limitedLimits: ponding, depth to saturated zone
  • House with basementVery limitedLimits: ponding, depth to saturated zone
  • Shrink-swellLowLinear extensibility about 0.7% at 10 to 39 in. deep

A soil-survey screening of the parcel's main soil, not a perc test. A septic permit needs the local health department's site evaluation, and a foundation design needs a soil test on the lot.

USDA NRCS soil survey (SSURGO), survey area FL131, version Sep 2026, read through NRCS Soil Data Access · sources & method

Free account: this parcel’s sale history

Continue with Googleor use email

In this areaSanta Rosa BeachLand prices, flood and zoning$277kan acre, 2-year median4,869vacant parcels37%in a FEMA flood zone

Road access

Has road access
OpenStreetMap roads
Road frontage
151 ft on Indian Woman Rd
Last market sale
$125,000 · Nov 2020
The last arm's-length sale on record

Home facts

Florida Department of Revenue tax roll · 2026

Building type
Mobile home
Bedrooms and bathrooms
Not on Florida's statewide tax roll
Living area
1,714 sq ft
Year built
1996

Property tax

Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025

Property tax (2025)
At least $930
Taxable value $126,904 for school levies and $112,411 for other levies on the 2025 roll

Pay or check a bill at the Walton County Tax Collector.

Hazards

FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.

Hurricane
Very high
Lightning
Very high
Coastal flooding
Relatively high
Tornado
Relatively high
Strong wind
Relatively moderate
Heat wave
Relatively moderate
Earthquake
Very low
Landslide
Very low

Recorded flood claims

OpenFEMA NFIP Redacted Claims v3, as of Sep 2026

Claims since 1978
184
Insured buildings in this census block group
Outside the mapped flood zone
35%
Rated zone X, B or C
Largest event
Hurricane Ivan
2004, 55 claims

Federal disaster declarations

Federal disaster declarations in Walton County since 2000: 31 (most recently Hurricane Isaias, October 2026).

  • 18 hurricanes
  • 4 severe storms
  • 4 tropical storms
  • 3 fires
  • 2 biological emergencies (COVID-19)
FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data · sources & method

Development nearby

About 43 acres within a mile turned from farmland, forest or other open land into developed land in 2020–2025 (among the most in Walton County).

2020–2025
About 43 acres
Within a mile, open land turned developed
2015–2025
About 70 acres
The same, over 10 years
Typical in Walton County
Under 5 acres
The middle of the county's land, 2020–2025

Value history

YearLandImprovementsJust valueChange
2026 (preliminary)$110,000$16,904$126,904No change
2025$110,000$16,904$126,904+24.2%

Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026

Home values in ZIP 32459 rose about 70% over 5 years and 8% in the last year (FHFA, 2025).

FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01 · sources & method

Vacant land prices nearby

$275k per acre

Median of 69 sales of off-water vacant land in Santa Rosa Beach, all sizes, Oct 2023–May 2026

Sales area: Santa Rosa Beach

Land prices nearby
Land typeMedianMiddle half
Off-water vacant land in Santa Rosa Beach, all sizes$275k/ac$60k–$488k

In Walton County, Operator shows tax-deed sales on the parcel when there are any, each dated, with its source. What owner signals are →

Nearby

Neighborhood (Census)

Census ACS 2020–2024 5-year, as of Jan 2026

Median household income
$52,820
± $3,303
Median home value (owner-reported)
$477,100
± $65,250
Median rent (gross)
$2,689
± $98
Homes lived in by their owners
69%
± 18 pts
Median year homes were built
2011
± 6 yr
Average commute (one way)
25 min
± 8 min · census tract (not published for block groups)
Population
1,382
± 468

Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

Nearby homes

Sources & methodSources, dates and how the estimates are tested

At a glance: each fact's source and date

Each figure in the grid above, where it comes from and the date of the file or map we read.

Acres: Walton County tax roll (Florida Department of Revenue), 2026 roll.

Land type: Walton County tax roll (Florida Department of Revenue), 2026 roll.

Zoning: Walton County zoning map, map built Oct 30, 2026.

Future land use: Walton County land-use map, map built Oct 30, 2026.

Flood zone: FEMA flood map, as of Sep 2026.

Wetlands: USFWS National Wetlands Inventory, as of Sep 2026.

Just value (county): Walton County tax roll (Florida Department of Revenue), 2026 roll.

Last sale: Walton County deed record, recorded Sep 2025.

Soil for septic and building

Source: USDA NRCS soil survey (SSURGO), survey area FL131, version Sep 2026, read through NRCS Soil Data Access.

The parcel's soil map unit: Rutlege fine sand, 0 to 2 percent slopes. Its main component is Rutlege (92% of the unit).

The ratings are NRCS's own map-unit interpretations (dominant condition): ENG - Septic Tank Absorption Fields, ENG - Dwellings W/O Basements and ENG - Dwellings With Basements. The limits listed are the features NRCS names for the main component. Shrink-swell is that component's linear extensibility, depth-weighted from 25 to 100 cm, the layer NRCS's homesite rule reads; NRCS classes: low under 3%, moderate 3 to 6%, high 6 to 9%, very high 9% or more.

A screening, not a perc test or a soil boring: soils vary inside a map unit (survey scale about 1:12,000 to 1:24,000), and fill or grading may have changed the lot.

Property tax

A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.

Property tax · Due dates

Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027.

Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.

Hazards

Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.

Recorded flood claims

Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.

Federal disaster declarations

Each federal declaration whose designated areas include the county, declared from January 2000 on, counted once by its FEMA disaster number. An emergency declaration and a major-disaster declaration for the same storm are two declarations, as FEMA numbers them. Declarations for tribal lands alone are not counted. The date shown is when the most recent incident began. Types are FEMA's incident types: an evacuation emergency for a storm elsewhere (Hurricane Katrina, 2005) counts under that storm. By kind: 16 major disasters, 12 emergencies and 3 fire-management declarations.

Source: FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

Development nearby

Counted from USGS Annual NLCD land cover (USGS Annual NLCD Collection 1.2, 30 m maps made from Landsat imagery, 2015, 2020 and 2025; public domain, DOI 10.5066/P94UXNTS). A 30 m square counts when it was forest, shrub, grassland, pasture, cropland or wetland in the start year and developed in 2025: NLCD's developed classes, from lawns, parks and roads to dense buildings. The squares are summed over the land within about a mile of this parcel's center on a 240 m grid, so the figures are rounded. "Most of the county" compares the same one-mile figure across the county's land. A satellite land-cover map misses some changes and mislabels a few, so read it as a guide to how fast the area is building out, not a survey. As of 2025 land cover.

Value history

This tracks home values, not land values. Land buyers read it as a sign of demand nearby: where homes gain value, builders and buyers follow. A vacant lot can move differently.

How: the change in FHFA's annual five-digit ZIP code index from 2020 and 2024 to 2025, rounded. The index follows repeat sales and refinance appraisals of the same single-family homes with Fannie Mae or Freddie Mac mortgages. It is in today's dollars, not adjusted for inflation, and FHFA calls these local indexes developmental. Where FHFA's sample is too small it publishes no figure, and none prints here.

Source: FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01.

Neighborhood (Census)

± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.

1.08-acre improved parcel in Santa Rosa Beach, Walton County: zoned Conservation Residential 1 unit per 2.5 acres, FEMA zone AE, no mapped wetlands; off-water vacant land in Santa Rosa Beach, all sizes, sold for a median of $275k per acre (69 sales, Oct 2023–May 2026). Map data as of Oct 30, 2026.

Land prices

Latest arm's-length sale per vacant parcel (parcels of ¾ acre or more, priced per acre), last three years.

Last sale

$100 transfer, Sep 2025, not a market sale.

Sources

Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 30, 2026.

County property record →

Parcel outline

The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.

Record

Public records can be wrong; check before you act.

Parcel: 142S20330000070070

Coordinates: 30.4059° N, 86.2193° W

Estimates for your own analysis, not an appraisal or a broker price opinion.

Owners

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