Home on 0.04 acres near Crestview, Okaloosa County
22 ft of road frontage on Arbor Lake Dr.
509 Arbor Lake Dr, Crestview, FL 32536 · Parcel 083N231102000A0040
County roll Jan 1, 2026 · Map data Oct 28, 2026
At a glance
- BuildZoning R-3: rules not on file · 1 building already on the lot
- GroundSoils very limited for septic
- AccessFronts a public road
- ValueJust value $205k, 2026 roll · not a market sale (transfer, Feb 2022)
- Home1,927 sq ft · built 2012
- Acres0.04
- Land typeHomeSingle-family home
- ZoningR-3Homes
- Future land useRHomes
- Flood zoneXMinimal flood hazard
- WetlandsNone mappedNational Wetlands Inventory
Land facts
From public records and official maps, each with its source and date.
- City limitsInside the City of Crestview: city zoning and permits applyCrestview zoning map · Oct 2026
- Urban service areaIn urban service areaOkaloosa County's urban service boundary · Oct 2026
- Section, township, rangeSection 7, Township 3 North, Range 23 West, Tallahassee MeridianBLM PLSS (CadNSDI), at the parcel's center · Oct 2026
- WaterIn City of Crestview territory · no line mappedUtility GIS (Oct 2024)
- SoilsLakeland sand, 0 to 5 percent slopesSoils rate very limited for septic · USDA soil survey (SSURGO) · Oct 2026
- Ground elevationAbout 222–227 ft above sea level; average slope 8.3%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
- HighwaysUS 90 is 0.5 mi away and I-10 exit 56 is 3.1 mi away, in a straight lineOpenStreetMap roads · Oct 2026
- Evacuation and surgeNot in an evacuation zone or a storm surge zoneFDEM Know Your Zone evacuation zones · Sep 2026; FDEM storm surge zones (SRES) · May 2022
- Design wind speed144 mph; wind-borne debris regionNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
Legal description and record
- Parcel number08-3N-23-1102-000A-0040Okaloosa County Property Appraiser's form · state roll: 083N231102000A0040
- Legal descriptionARBOR LAKE PH IIFlorida DOR tax roll · 2026 roll
- SubdivisionArbor Lake Ph IIFrom the legal
- Lot dimensionsAbout 22 × 80 ft · about 1,740 sq ftCounty parcel map outline · Oct 2026
Services and surroundings
What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.
- USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
- Public land nearbyTwin Hills Park, 0.7 miCity land, open to the public. 49 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).
School district
Public federal records, each with its source and date.
- School districtOkaloosa County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
District details at NCES: Okaloosa County School District
Free account: this parcel’s sale history
CrestviewLand prices, flood and zoning$15kan acre, 2-year median5,113vacant parcels3.9%in a FEMA flood zoneRoad access
- Has road access OpenStreetMap roads
- Road frontage
- 22 ft on Arbor Lake Dr
- Last market sale
- $118,000 · Jul 2017 The last arm's-length sale on record
Home facts
Florida Department of Revenue tax roll · 2026
- Building type
- Townhouse
- Bedrooms and bathrooms
- Not on Florida's statewide tax roll
- Living area
- 1,927 sq ft
- Year built
- 2012
Property tax
Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025
- Property tax (2025)
- At least $3,390 Taxable value $213,876 on the 2025 roll
Pay or check a bill at the Okaloosa County Tax Collector.
Hazards
FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.
- Hurricane
- Very high
- Tornado
- Very high
- Lightning
- Very high
- Strong wind
- Relatively high
- Heat wave
- Relatively high
- Earthquake
- Relatively low
- Landslide
- Very low
- Coastal flooding
- No rating No expected annual loss computed for this tract
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3, as of Sep 2026
- Claims since 1978
- 16 Insured buildings in this census tract
- Outside the mapped flood zone
- Fewer than 10 Rated zone X, B or C
Value history
| Year | Land | Improvements | Just value | Change |
|---|---|---|---|---|
| 2026 (preliminary) | $15,000 | $190,197 | $205,197 | -4.1% |
| 2025 | $15,000 | $198,876 | $213,876 | +3.2% |
Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026
Vacant land prices nearby
Lot sales of similar size in Okaloosa County
| Sold | Price | Size | Per acre |
|---|---|---|---|
| Aug 2024 | $64k | 0.05 acres | $1.2M an acre |
| Mar 2024 | $1.05M | 0.08 acres | $13.9M an acre |
Nearby
Neighborhood (Census)
Census ACS 2020–2024 5-year, as of Jan 2026
- Median household income
- $54,813 ± $26,460
- Median home value (owner-reported)
- $193,400 ± $67,340
- Median rent (gross)
- $1,034 ± $176
- Homes lived in by their owners
- 48% ± 20 pts
- Median year homes were built
- 1981 ± 38 yr
- Average commute (one way)
- 30 min ± 7 min · census tract (not published for block groups)
- Population
- 1,249 ± 566
Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
Nearby homes
- 511 Arbor Lake DrHome, 0.04 acresunder 0.1 mi
- 507 Arbor Lake DrHome, 0.04 acresunder 0.1 mi
- 505 Arbor Lake DrHome, 0.04 acresunder 0.1 mi
- 515 Arbor Lake DrHome, 0.04 acresunder 0.1 mi
- 503 Arbor Lake DrHome, 0.04 acresunder 0.1 mi
- 501 Arbor Lake DrHome, 0.04 acresunder 0.1 mi
Sources & methodSources, dates and how the estimates are tested
Property tax
A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.
Property tax · Due dates
Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027.
Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.
Hazards
Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel. No rating: FEMA computed no expected annual loss for this census tract; not a statement about this parcel.
Recorded flood claims
Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.
Neighborhood (Census)
± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.
0.04-acre improved parcel in Crestview, Okaloosa County: zoned R-3, FEMA zone X, no mapped wetlands. Map data as of Oct 28, 2026.
Land prices
Recorded vacant-land sales of this size in the county, last three years, nearest first.
Last sale
$190k transfer, Feb 2022, not a market sale.
Sources
Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 28, 2026.
Parcel outline
The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.
Record
Public records can be wrong; check before you act.
Parcel: 083N231102000A0040
Coordinates: 30.7703° N, 86.5759° W
Estimates for your own analysis, not an appraisal or a broker price opinion.
Owners
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