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Home on 0.53 acres near Milton, Santa Rosa County

Last sold May 2009 for $133k; 100 ft of road frontage on Cottonwood Dr.

5618 Cottonwood Dr, Milton, FL 32570 · Parcel 06-1N-28-1850-00D00-0121

County roll Jan 1, 2026 · Map data Oct 30, 2026

At a glance

100 ft of frontage on Cottonwood Dr; no FEMA flood zone or wetlands mapped.
  • BuildZoning RR1 allows single-family homes · 1 building already on the lot
  • GroundSoils somewhat limited for septic; a septic system on record
  • AccessFronts a public road
  • ValueJust value $203k, 2026 roll · last sale $133k, May 2009
  • NearbyOff-water vacant lots, Milton: $41k a lot median, 79 sales
  • Home1,814 sq ft · built 2009
  • Acres0.53
  • Land typeHomeSingle-family home
  • ZoningRR1Rural residential single-family
  • Future land useSFRSingle-family residential
  • Flood zoneXMinimal flood hazard
  • WetlandsNone mappedNational Wetlands Inventory

Land facts

From public records and official maps, each with its source and date.

  • City limitsUnincorporated Santa Rosa County: county zoning and permits applySanta Rosa County zoning map · Oct 2026
  • Section, township, rangeSection 6, Township 1 North, Range 28 West, Tallahassee MeridianSanta Rosa County parcel number · 2026 roll
  • Allowed usesSingle-family homesSanta Rosa County land development code, LDC Tables 2.05.01.a, 2.06.01.a · Sep 2026
  • Impact feesCharged on a new single-family homeSanta Rosa fee schedule · Jan 2026
  • SewerSeptic system on recordFL DOH Water Management Inventory (2020)
  • WaterPublic (City of Milton)FL DOH Water Management Inventory (2020)
  • Nearest public wastewater plantAbout 3 miles (straight line) · Milton WWTFEPA ECHO discharge permits for publicly owned treatment works, Oct 2026 · Not a sewer line at this lot. Plants that do not discharge to a river or stream (spray fields, percolation ponds) are not on EPA's list, so one could be closer
  • SoilsTroup loamy sand, 0 to 5 percent slopesSoils rate somewhat limited for septic · USDA soil survey (SSURGO) · Oct 2026
  • Ground elevationAbout 145–147 ft above sea level; average slope 0.7% (flat)USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
  • HighwaysUS 90 is 1.8 mi away and I-10 exit 26 is 5.3 mi away, in a straight lineOpenStreetMap roads · Oct 2026
  • Nearest fire stationAbout 1.3 miles (straight line) · Skyline Volunteer Fire and Rescue Department 22 Substation 3USGS National Structures Dataset, fire and EMS stations, Oct 2026 · straight line, not road miles. Insurers' fire protection class (ISO) counts road miles to a responding station, often 5 or fewer. A station missing from the federal list would be closer
  • Nearest emergency roomAbout 1.2 miles (straight line) · Santa Rosa Medical CenterCMS Care Compare hospital list (hospitals that report an emergency department), located by the U.S. Census Bureau geocoder, Jul 2026 · straight line, not road miles or drive time. Names as filed with Medicare. Veterans', military, children's and psychiatric hospitals are not counted
  • Evacuation and surgeNot in an evacuation zone or a storm surge zoneFDEM Know Your Zone evacuation zones · Sep 2026; FDEM storm surge zones (SRES) · May 2022
  • Design wind speed152 mph; wind-borne debris regionNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
  • Just value per acre$383k an acreJust value $203k over 0.53 acres · 2026 roll

Legal description and record

  • Parcel number06-1N-28-1850-00D00-0121Santa Rosa County Property Appraiser's record number · state roll: 061N28185000D000121
  • Legal descriptionHIGHLANDS W 1/2 OF LOT 12 BLKFlorida DOR tax roll · 2026 roll · the roll keeps 30 characters; the deed has it all
  • PlatPart of lot 12From the legal
  • Lot dimensionsAbout 100 × 237 ft · about 23,670 sq ftCounty parcel map outline · Oct 2026

Services and surroundings

What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.

  • USDA home loan areaInside an eligible areaHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
  • Public land nearbyCommunity Center & Park, 2.3 miCity land, open to the public. 52 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).

School district

Public federal records, each with its source and date.

  • School districtSanta Rosa County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school

Soil for septic and building

Soils here are rated somewhat limited for a septic drain field. They rate not limited for a house with or without a basement. The main soil shrinks and swells little as it wets and dries.

  • Septic drain fieldSomewhat limitedLimit: slow water movement
  • House, no basementNot limited
  • House with basementNot limited
  • Shrink-swellLowLinear extensibility about 0.5% at 10 to 39 in. deep

A soil-survey screening of the parcel's main soil, not a perc test. A septic permit needs the local health department's site evaluation, and a foundation design needs a soil test on the lot.

USDA NRCS soil survey (SSURGO), survey area FL113, version Sep 2026, read through NRCS Soil Data Access · sources & method

Free account: this parcel’s sale history

Continue with Googleor use email

In this areaMiltonLand prices, flood and zoning$25kan acre, 2-year median4,919vacant parcels14%in a FEMA flood zone

Road access

Has road access
OpenStreetMap roads
Road frontage
100 ft on Cottonwood Dr

Home facts

Florida Department of Revenue tax roll · 2026

Building type
Single-family
Bedrooms and bathrooms
Not on Florida's statewide tax roll
Living area
1,814 sq ft
Year built
2009

Property tax

Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025

Property tax (2025)
At least $610
Taxable value $94,035 for school levies and $18,313 for other levies on the 2025 roll, after the homestead exemption

Pay or check a bill at the Santa Rosa County Tax Collector.

Hazards

FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.

Lightning
Very high
Hurricane
Relatively high
Tornado
Relatively high
Heat wave
Relatively moderate
Strong wind
Relatively low
Coastal flooding
Very low
Earthquake
Very low
Landslide
Very low

Recorded flood claims

OpenFEMA NFIP Redacted Claims v3, as of Sep 2026

Claims since 1978
13
Insured buildings in this census block group
Outside the mapped flood zone
Fewer than 10
Rated zone X, B or C

Federal disaster declarations

Federal disaster declarations in Santa Rosa County since 2000: 32 (most recently Hurricane Isaias, October 2026).

  • 20 hurricanes
  • 5 severe storms
  • 4 tropical storms
  • 2 biological emergencies (COVID-19)
  • 1 fire
FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data · sources & method

Development nearby

About 55 acres within a mile turned from farmland, forest or other open land into developed land in 2020–2025 (among the most in Santa Rosa County).

2020–2025
About 55 acres
Within a mile, open land turned developed
2015–2025
About 115 acres
The same, over 10 years
Typical in Santa Rosa County
Under 5 acres
The middle of the county's land, 2020–2025

Value history

YearLandImprovementsJust valueChange
2026 (preliminary)$25,200$177,787$202,987-0.8%
2025$25,200$179,516$204,716+5.7%

Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026

Home values in ZIP 32570 rose about 58% over 5 years and held about level in the last year (FHFA, 2025).

FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01 · sources & method

Vacant land prices nearby

$41k per lot

Median of 79 sales of off-water vacant lots, Oct 2023–Jun 2026

Sales area: Milton

Land prices nearby
Land typeMedianMiddle half
Off-water vacant lots$41k/lot$30k–$60k

Nearby

Neighborhood (Census)

Census ACS 2020–2024 5-year, as of Jan 2026

Median household income
$96,353
± $23,284
Median home value (owner-reported)
$340,700
± $39,995
Median rent (gross)
$1,679
± $199 · census tract (block group sample too small)
Homes lived in by their owners
66%
± 10 pts
Median year homes were built
2003
± 6 yr
Average commute (one way)
28 min
± 9 min · census tract (not published for block groups)
Population
2,689
± 854

Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

Nearby homes

Sources & methodSources, dates and how the estimates are tested

At a glance: each fact's source and date

Each figure in the grid above, where it comes from and the date of the file or map we read.

Acres: Santa Rosa County tax roll (Florida Department of Revenue), 2026 roll.

Land type: Santa Rosa County tax roll (Florida Department of Revenue), 2026 roll.

Zoning: Santa Rosa County zoning map, map built Oct 30, 2026.

Future land use: Santa Rosa County land-use map, map built Oct 30, 2026.

Flood zone: FEMA flood map, as of Sep 2026.

Wetlands: USFWS National Wetlands Inventory, as of Sep 2026.

Just value (county): Santa Rosa County tax roll (Florida Department of Revenue), 2026 roll.

Last sale: Santa Rosa County deed record, recorded May 2009.

Soil for septic and building

Source: USDA NRCS soil survey (SSURGO), survey area FL113, version Sep 2026, read through NRCS Soil Data Access.

The parcel's soil map unit: Troup loamy sand, 0 to 5 percent slopes. Its main component is Troup (85% of the unit).

The ratings are NRCS's own map-unit interpretations (dominant condition): ENG - Septic Tank Absorption Fields, ENG - Dwellings W/O Basements and ENG - Dwellings With Basements. The limits listed are the features NRCS names for the main component. Shrink-swell is that component's linear extensibility, depth-weighted from 25 to 100 cm, the layer NRCS's homesite rule reads; NRCS classes: low under 3%, moderate 3 to 6%, high 6 to 9%, very high 9% or more.

A screening, not a perc test or a soil boring: soils vary inside a map unit (survey scale about 1:12,000 to 1:24,000), and fill or grading may have changed the lot.

Property tax

A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.

Property tax · Due dates

Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027.

Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.

Hazards

Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.

Recorded flood claims

Insured buildings near this parcel, not the parcel itself. FEMA counts claims on buildings with NFIP flood insurance, so land that never had an insured building has no claims to count. The count is the parcel's census block group when it has 10 or more, else its tract's; a count under 10 prints as "Fewer than 10". Source: OpenFEMA NFIP Redacted Claims v3.

Federal disaster declarations

Each federal declaration whose designated areas include the county, declared from January 2000 on, counted once by its FEMA disaster number. An emergency declaration and a major-disaster declaration for the same storm are two declarations, as FEMA numbers them. Declarations for tribal lands alone are not counted. The date shown is when the most recent incident began. Types are FEMA's incident types: an evacuation emergency for a storm elsewhere (Hurricane Katrina, 2005) counts under that storm. By kind: 18 major disasters, 13 emergencies and 1 fire-management declaration.

Source: FEMA, OpenFEMA Dataset: Disaster Declarations Summaries - v2, as of October 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

Development nearby

Counted from USGS Annual NLCD land cover (USGS Annual NLCD Collection 1.2, 30 m maps made from Landsat imagery, 2015, 2020 and 2025; public domain, DOI 10.5066/P94UXNTS). A 30 m square counts when it was forest, shrub, grassland, pasture, cropland or wetland in the start year and developed in 2025: NLCD's developed classes, from lawns, parks and roads to dense buildings. The squares are summed over the land within about a mile of this parcel's center on a 240 m grid, so the figures are rounded. "Most of the county" compares the same one-mile figure across the county's land. A satellite land-cover map misses some changes and mislabels a few, so read it as a guide to how fast the area is building out, not a survey. As of 2025 land cover.

Value history

This tracks home values, not land values. Land buyers read it as a sign of demand nearby: where homes gain value, builders and buyers follow. A vacant lot can move differently.

How: the change in FHFA's annual five-digit ZIP code index from 2020 and 2024 to 2025, rounded. The index follows repeat sales and refinance appraisals of the same single-family homes with Fannie Mae or Freddie Mac mortgages. It is in today's dollars, not adjusted for inflation, and FHFA calls these local indexes developmental. Where FHFA's sample is too small it publishes no figure, and none prints here.

Source: FHFA House Price Index, all-transactions, annual five-digit ZIP code index, 2025, last updated March 31, 2026. Method: Bogin, Doerner and Larson, “Local House Price Dynamics: New Indices and Stylized Facts”, FHFA Working Paper 16-01.

Neighborhood (Census)

± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small.

0.53-acre improved parcel in Milton, Santa Rosa County: zoned RR1, FEMA zone X, no mapped wetlands; off-water vacant lots in Milton sold for a median of $41k per lot (79 sales, Oct 2023–Jun 2026). Map data as of Oct 30, 2026.

Land prices

Latest arm's-length sale per vacant parcel (lots of half to twice this lot's size, priced per lot), last three years.

Sources

Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 30, 2026.

County property record →

Parcel outline

The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.

Record

Public records can be wrong; check before you act.

Parcel: 06-1N-28-1850-00D00-0121

Coordinates: 30.6291° N, 87.0882° W

Estimates for your own analysis, not an appraisal or a broker price opinion.

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