Effingham County land: flood and parcels
31,825 parcels
On the county tax roll
- Acres on the roll293,140
- In a FEMA flood zone15%special flood hazard area
Free account: 25 parcel cards a day on the map, with sale history, road access and elevation. Get started free
No zoning layer for Effingham County yet. Zoning here is set town by town.
Around Effingham County
Parcels to start with
Towns in Effingham County
Flood zones and wetlands
Recorded flood claims in Effingham County
74 insured flood claims were recorded in Effingham County from 1978 to Sep 2026; 42% were on buildings rated outside the mapped flood zone (zone X, B or C). The largest single event was Hurricane Debby (2024), with 25 claims. FEMA paid $998,000 on them in total.
| Years | Claims |
|---|---|
| 1978–79 | Fewer than 10 |
| 1980–89 | Fewer than 10 |
| 1990–99 | 19 |
| 2000–09 | Fewer than 10 |
| 2010–19 | 14 |
| 2020–26 | 35 |
Area statistics for buildings with NFIP flood insurance, not any one parcel: a lot that never had an insured building has no claims to count. OpenFEMA NFIP Redacted Claims v3, as of Sep 2026.
What flood insurance costs in Effingham County
What NFIP policyholders in Effingham County pay a year for a single-family home, by flood zone: the middle half of premiums on policies that took effect Sep 2025–Sep 2026. It is what insured homes here pay, not a quote for any one building.
| Flood zone | Policies | Middle half | Full-risk median |
|---|---|---|---|
| A zones (special flood hazard area) | 252 | $580–$960 | $750 |
| X zone (outside the mapped flood zone) | 378 | $360–$690 | $490 |
Full-risk premium: the median of FEMA's own full-risk premium for the same policies (Risk Rating 2.0). A discounted policy rises toward it a step each year, within the law's cap on yearly increases. Zones are the flood zone each policy is rated in. OpenFEMA NFIP Redacted Policies v3, as of Sep 2026.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.
Farmland rent in Effingham County
Cropland in Effingham County rents for about $31.50 an acre a year (USDA, 2026).
- Cropland rent
- $31.50 an acrenon-irrigated, 2026; $34.50 in 2022
No rent-to-price figure for Georgia yet.
Rent: USDA NASS county cash rents survey, 2026 (released August 21, 2026), public domain. Farmland rent in every Georgia county →
What land here is worth and produces
Published land values, crops, forest and farm programs for Effingham County
- Farmland value (Census of Agriculture)
- $4,398 an acreAverage value of land and buildings on the county's farms, 2022 · USDA NASS 2022 Census of Agriculture
- Farms
- 223 farms on 42,347 acresAverage 190 acres, median 52; 19,579 acres of cropland; 5,098 of pasture; 18,538 of woodland, 2022 · USDA NASS 2022 Census of Agriculture
- What the farms sell
- cotton 40% · hay and other field crops 38% · nursery and greenhouse 10%Share of the $17.1 million of farm products sold in 2022 · USDA NASS 2022 Census of Agriculture
- Crops grown
- peanuts 35% · cotton 19% · corn 13% · sod and grass seed 12%Share of the county's 18,177 acres of crops and hay, 2025 · USDA NASS Cropland Data Layer 2025, classified from satellite imagery
- Land cover
- cropland 5% · grass, hay and pasture 8% · forest 29% · shrubland 5% · wetlands 38% · developed 12% · water 1%Share of the county's 308,902 acres of land and water, 2025 · USDA NASS Cropland Data Layer 2025, classified from satellite imagery
- Forest
- 88,507 acres, 29% of the countyEvergreen 100% of the forest; woody wetlands counted apart · USDA NASS Cropland Data Layer 2025, classified from satellite imagery
- Conservation Reserve (CRP)
- 152 acres, average $54 an acre a yearAcres under contract at the end of fiscal year 2025, paid a yearly rent to keep them in grass or trees instead of crops; a new contract's county average soil rental rate is $36 an acre for 2026 · USDA FSA Conservation Reserve Program statistics
- Timber price (softwood sawtimber)
- $27.88 a tonStumpage, the county's row, 2026; softwood chip-n-saw $20.79; softwood pulpwood $10.96; hardwood sawtimber $39.31 · Table of Owner Harvest Timber Value, Georgia Department of Revenue, Local Government Services Division
- Farm and forest tax program
- Conservation Use Valuation Assessment (CUVA)A 10-year covenant taxes farm and timber land on its current-use value, up to 2,000 acres an owner; breaking the covenant repays twice the tax saved. · O.C.G.A. 48-5-7.4
- Large forest tax program
- Forest Land Protection Act (FLPA)200 or more acres of forest (parcels of 100+ acres) under a 10-year covenant are assessed at 40% of the forest land conservation use value. · O.C.G.A. 48-5-7.7
Sources: USDA NASS 2022 Census of Agriculture (2022) · USDA NASS Cropland Data Layer (2025) · USDA FSA Conservation Reserve Program statistics (2025) · Table of Owner Harvest Timber Value, 2026 · Conservation Use Valuation Assessment (CUVA) · Forest Land Protection Act (FLPA). Published survey and census figures for the area, not an appraisal of any parcel.
People and new homes in Effingham County
- Population74,397July 2025 estimate, +14.1% since 2020
- Median household income$88,4382020–2024 average, ±$4,983
- New homes permitted2122025, 212 single-family; 749 in 2021
- Permitted so far in 2026389Jan–Aug, against 490 a year earlier
U.S. Census Bureau, Population Estimates Program, Vintage 2025 (May 2026); U.S. Census Bureau, American Community Survey 2020-2024 5-year (B19013) (Jan 2026); U.S. Census Bureau, Building Permits Survey (Sep 2026).
Typical lot sizeThe typical lot, from the roll
The median parcel in Effingham County is 0.75 acre (31,825 parcels with a size).
Acres from the county roll (DeKalb County's open layer publishes none, so its acres are the parcel outline's); where the roll and the outline disagree by more than three times, the parcel page names both. Condominium units that share one point (each carrying the whole complex's acres) are left out of the lot sizes.
Land parcels in Effingham CountyFarm and timber parcels to start with
- 4710 Hwy 119 594.0 acres
- 592.2 acres of land
- 560.3 acres of land
- 558.1 acres of land
- 8705 Hwy 21 549.8 acres
- 640 Sisters Ferry Rd 549.4 acres
- 6122 Hwy 17 540.9 acres
- 531.0 acres of land
- 509.0 acres of land
Farm and timber parcels of an acre or more, each with its own page of public roll facts.
Questions about Effingham County landAnswers from the public records
How many parcels are in Effingham County, GA?
31,825 parcels on the Effingham County tax roll (as of Oct 2024), covering 293,140 acres.
How much vacant land is in Effingham County, GA?
Effingham County's vacant-land class has not been through our aerial check yet, so we don't call any parcel here vacant land.
What is the typical lot size in Effingham County?
The median parcel is 0.75 acre, from 31,825 parcels with a recorded size.
How much of Effingham County is in a flood zone?
15% of parcels are in a FEMA special flood hazard area (National Flood Hazard Layer, as of Sep 2026). Check each parcel's own flood line before you buy.
Are there wetlands in Effingham County?
17% of parcels are a quarter or more wetland on the USFWS National Wetlands Inventory, a mapping guide, not a legal delineation.
Are there land prices for Effingham County?
No land prices for Effingham County yet. Area prices print only where Georgia's own price test passed for the county, and it has not for Effingham County.
How many people live in Effingham County?
About 74,397 (Census estimate for July 1, 2025), +14.1% since 2020.
How many new homes are being built in Effingham County?
Building permits authorized 212 new housing units in 2025 and 389 from January to Aug 2026 (against 490 a year earlier) (Census Building Permits Survey).
Where does this data come from?
Parcels: Effingham County parcels: a copy on ArcGIS Online (user dave.tenney_evsketchinspect) (layer as of Oct 2024). Flood: FEMA National Flood Hazard Layer. Wetlands: USFWS National Wetlands Inventory. Towns: U.S. Census places. Every figure is counted from those files on our map.
About these numbersSources, dates and how these figures are built
What Groundwork can price in Effingham County
Facts only: no price estimate on any parcel here.
Land sale prices
This county publishes no bulk sale prices we may use, and Georgia has no statewide sale-price file.
Sources
Parcels: Effingham County parcels: a copy on ArcGIS Online (user dave.tenney_evsketchinspect) (layer as of Oct 2024) (roll as of Oct 2024); flood: FEMA National Flood Hazard Layer (as of Sep 2026); wetlands: USFWS National Wetlands Inventory (as of Oct 2026); counted on our map built Oct 2026.