3.4-acre lot in the farm and timber tax class near Chattanooga, Hamilton County
5125 Mountain Creek Rd, Chattanooga, TN · Parcel 033099 01406P000
2026 roll, county file October 2026
- Acres3.4
- Land typeFarm and timber
- ZoningRN-1-7.5Residential neighborhood
- Flood zoneX · minimal flood hazard
- WetlandsNone mappedNational Wetlands Inventory
- Tax value (county)$1.31MFrom the county’s last revaluation, not a market price · 2026 roll
- Last saleNo priced sale · deed Nov 2017
- Road accessHas road accessRoads: OpenStreetMap (Geofabrik extract), Oct 2026
- Road frontage224 ft on Mountain Creek Rd
- Zoned byChattanooga
- SewerNo sewer main at the lot
Can I build?
- Fronts a public road
- Zoning RN-1-7.5: rules not on file
- No FEMA flood zone or wetlands mapped
- Soils very limited for septic; no sewer main at the lot
- 1 building mapped (footprints)
Land facts
From public records and official maps, each with its source and date.
- Septic (soils)Very limitedUSDA NRCS soil survey (SSURGO), septic absorption fields · Oct 2026
- Ground elevationAbout 887–1,002 ft above sea level; average slope 22.2%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
Services and surroundings
What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.
- USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
- Public land nearbyFalling Water Falls Designated State Natural Area, 2.2 miState park land, open with a permit or registration. 136 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).
School district and farmland
Public federal records, each with its source and date.
- School districtHamilton County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
- Farmland classNot prime farmlandMap unit Allen loam, 12 to 25 percent slopes, most of the parcel · USDA NRCS soil survey (SSURGO), survey area TN065, version Aug 2026
- Crop productivity (NCCPI)0.71 of 1National Commodity Crop Productivity Index 3.0 of the main soil, Allen; higher is more productive for non-irrigated commodity crops · USDA NRCS soil survey (SSURGO), version Aug 2026
- Land capability classClass 4e of 8: very severe limits for crops (erosion)Non-irrigated, Allen; class 1 has the fewest limits · USDA NRCS soil survey (SSURGO), version Aug 2026
District details at NCES: Hamilton County School District
Crops and forest
Public federal records, each with its source and year. Satellite classifications, not farm records.
- Land cover (CDL)Deciduous forest 2021–2025No crop in these years; the most common class in the 90 m around the parcel's map point, from satellite imagery · USDA NASS Cropland Data Layer 2021–2025
- Forest type (LANDFIRE)Southern Ridge and Valley / Cumberland Dry Calcareous ForestWhite Oak-Red Oak-Hickory Forest and Woodland, hardwood; the most common vegetation type in the 90 m around the map point · LANDFIRE 2024 Existing Vegetation Type (USGS / USFS)
- Hydric soilsNone mappedShare of the outline on soils rated hydric: the soil test of a wetland determination and of an NRCS wetland reserve easement (ACEP-WRE) · USDA NRCS soil survey (SSURGO)
Utility service areas
Public service-area maps, each with its source and date. An area, not a connection at this parcel.
- Electric service areaInside the service area of City of Chattanooga (approximate)Municipal utility · HIFLD electric retail service territories, frozen 2025 copy, edited Aug 2025; approximate, confirm with the utility.
Free account: 25 parcel cards a day on the map, with watches and a saved search
Home facts
Building footprints (Microsoft, OpenStreetMap) via Overture Maps, as of Sep 2026
- Buildings
- 1 building mapped · about 3,710 sq ft of footprintMeasured from building footprints (Microsoft/OpenStreetMap, Sep 2026), not the county roll
- Bedrooms, bathrooms, living area, year built
- Hamilton County's open parcel file publishes no building facts
Property tax
Tennessee Comptroller 2025 tax rates; Hamilton County parcel file, as of Oct 2026
- Tax rate
- 34.457 mills (Hamilton County + City of Chattanooga, 2025)
- Estimated annual tax
- ~$9,200Estimate before exemptions (tax relief, tax freeze, greenbelt): the Assessor's $267,125 assessment of the $1,310,500 appraisal × 34.457 mills; based on the current appraisal; your 2025 bill may differ if the appraisal changed
About this estimateHow the figure is made and what it leaves out
Rates: Tennessee Comptroller, tax year 2025 (the 2026 rates are not loaded yet). The estimate is the county's taxable value times those rates, before exemptions; it is not a bill. The county trustee's bill is the official figure.
Tennessee 2026 county taxes: due since October 5; pay by the end of February 2027 to avoid interest.
Sources: Tennessee Code Annotated 67-1-701, 67-5-2010 and 67-1-404, as listed in the Comptroller of the Treasury’s assessment calendar. Checked Oct 20, 2026.
What land sells for nearby
Land in Hamilton County sold for:
- 1 to 10 acres: $24.6k–$104k an acre (214 sales, Oct 2025–Sep 2026); median $49.9k
- Lots under 1 acre: $7k–$25k a lot (136 sales, Oct 2025–Sep 2026); median $15.2k
- 10 acres or more: $8.9k–$26.2k an acre (41 sales, Oct 2025–Sep 2026); median $15.4k
The middle half (25th to 75th percentile) and the median of arm's-length single-parcel land sales. Each size uses its own months (the shortest of 12, 24 or 36 that holds enough sales), so the sizes' counts need not add up to another figure on this page. Source: the county's own recorded sales, arm's-length by the county's own flag. Recorded sales, not an estimate of any parcel.
Owner: on the county assessment roll (not shown here) · Request removal
Hazards
FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.
- Tornado
- Relatively high
- Riverine flooding
- Relatively high
- Lightning
- Relatively moderate
- Strong wind
- Relatively moderate
- Winter weather
- Relatively moderate
- Cold wave
- Relatively low
- Earthquake
- Relatively low
- Ice storm
- Relatively low
- Landslide
- Relatively low
- Hail
- Relatively low
- Wildfire
- Relatively low
- Heat wave
- Very low
About these ratingsFEMA's index and what it measures
Ratings come from FEMA's National Risk Index (v1.20, planning-level) and the public federal and state maps named on each row, not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3 · Insured buildings near this parcel, not the parcel itself, as of Sep 2026
- Claims since 1978
- 16In this census block group
- Outside the mapped flood zone
- Fewer than 10Rated zone X, B or C
Neighborhood (Census)
Census ACS 2020–2024 5-year, as of Jan 2026
- Median household income
- $103,500± $26,140 · this block group
- Median home value (owner-reported)
- $362,500± $141,906 · this block group
- Median rent (gross)
- Census sample too small here
- Homes lived in by their owners
- 90%± 9 pts · this block group
- Median year homes were built
- 1999± 4 yr · this block group
- Average commute (one way)
- 26 min± 9 min · census tract (not published for block groups)
- Population
- 2,782± 318 · this block group
Figures for the census block group around this parcel (a few hundred homes), not this property. ± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
Nearby parcels
Land and farm parcels of 1 acre or more in Hamilton County, nearest first.
- 5007 Mountain Creek Rd8.8 acres · Farm and timber · 0.3 mi
- 4908 Mountain Creek Rd42.6 acres · Farm and timber · 0.5 mi
- 5305 Browntown Rd15.5 acres · Farm and timber · 0.5 mi
- 5105 Browntown Rd15.4 acres · Farm and timber · 0.6 mi
- 5451 Brown Chapel Ln17.1 acres · Farm and timber · 0.7 mi
- 5816 Bobby Dale Ln37 acres · Farm and timber · 0.8 mi
- 4615 Mountain Creek Rd129 acres · Farm and timber · 1.0 mi
- 701 Courtney Ln13.5 acres · Farm and timber · 1.0 mi
Land and farm parcels of 1 acre or more in Hamilton County: 2,010 parcel pages
About these numbersSources, county file October 2026
Tax value
Tax value from the county’s last revaluation, not a market price. County file, October 2026.
Appraised value (the county assessor's appraisal at its last reappraisal), not a market estimate. Tennessee taxes 25% of it for homes and farms and 40% for commercial and industrial property.
Parcel outline
The outline and its edge lengths are measured on the parcel map the map draws; the aerial loads from the public imagery named under it.
Source
Hamilton County parcel layer, county file Oct 9, 2026.
Record
Public records can be wrong; check before you act.
Parcel: 033099 01406P000
Coordinates: 35.1563° N, 85.2930° W