Home on 0.33 acres near East Palatka, Putnam County
120 River Ter, East Palatka, FL 32131 · Parcel 38-10-27-7770-0030-0110
County roll Jan 1, 2026 · Map data Oct 17, 2026
- Home1,935 sq ft · built 1963
- Acres0.33
- Land typeHomeSingle-family home
- ZoningR-1Residential-1
- Future land useUSUrban service
- Flood zoneXMinimal flood hazard
- WetlandsNone mappedNational Wetlands Inventory
Land facts
From public records and official maps, each with its source and date.
- City limitsUnincorporated Putnam County: county zoning and permits applyPutnam County zoning map · Oct 2026
- Allowed usesSingle-family homesPutnam County land development code, LDC Sec. 45-501, Table 7.02A · Sep 2026
- Impact feesCharged on a new single-family homePutnam fee schedule · Jun 2025
- SewerConnectedFL DOH Water Management Inventory (2022)
- WaterPublic (Rivergrove Subdivison)FL DOH Water Management Inventory (2022)
- Septic (soils)Very limitedUSDA NRCS soil survey (SSURGO), septic absorption fields · Oct 2026
- Ground elevationAbout 17 ft above sea levelUSGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
- Evacuation zoneNot in an evacuation zoneFDEM Know Your Zone evacuation zones · Sep 2026
- Storm surge zoneCategory 5 storm surge zoneFDEM storm surge zones (SRES) · May 2022
- Design wind speed128 mphNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
Services and surroundings
Public federal and state records, each with its source and date. Area facts, not a survey of this parcel.
- USDA home loan areaInside an eligible areaUSDA Rural Development eligibility map, last edited Jul 2023, read Oct 2026. Household income limits also apply
- Electric utilityLikely Florida Power & Light CoHIFLD retail service territories, a frozen 2025 copy (no longer updated); approximate, confirm with the utility
- Well depth nearbyMedian 200 ft (middle half 144–218 ft)31 household well logs within 1 mi, drilled 1981–2023; water level 10 ft below ground (St. Johns River Water Management District well reports). Area figures, not this parcel
- Public land nearbyHorseshoe Point Conservation Area, 0.5 miRegional Water Districts, open with restrictions (permit or registration), 2,749 acres (USGS PAD-US 4.1). Nearby is not access, and never a hunting right
School district
Public federal records, each with its source and date.
- School districtPutnam County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
District details at NCES: Putnam County School District
Free account: 25 parcel cards a day on the map, with watches and a saved search
East PalatkaLand prices, flood and zoning$47.5kan acre, median697vacant parcels32%in a FEMA flood zoneBuy‑for and sell‑for, with comps, come with Pro. See Pro pricing
Road access
- Road access
- Has road access OpenStreetMap roads
- Road frontage
- 72 ft on River Ter
Home facts
Florida DOR tax roll · 2026
- Building type
- Single-family
- Bedrooms and bathrooms
- Not on Florida's statewide tax roll
- Living area
- 1,935 sq ft
- Year built
- 1963
Property tax
Florida DOR tax roll and DOR millage (Data Book) · as of Nov 2025
- Property tax, tax year 2025 (minimum)
- At least $780 Minimum from published rates
A minimum: the county-wide and city rates the state publishes times the roll's taxable value. The bill also carries the levies this figure leaves out; the county's bill is the official figure. Excludes levies on part of the county (fire, library and other special districts, unincorporated-area MSTUs) and non-ad valorem assessments.
Florida 2026 taxes: bills go out about November 1, with a 4% discount if paid in November; due by March 31, 2027. Pay or check a bill at the Putnam County Tax Collector.
Sources: Florida Statutes 197.162, 197.333, 197.222 and 194.011. Checked Oct 13, 2026.
Hazards
FEMA National Risk Index v1.20, planning-level · For this census tract, not this parcel · as of Dec 2025
- Hurricane
- Relatively High
- Lightning
- Relatively High
- Coastal flooding
- Relatively Moderate
- Tornado
- Relatively Moderate
- Strong wind
- Relatively Moderate
- Heat wave
- Relatively Low
- Earthquake
- Very Low
- Landslide
- Very Low
Ratings are from public federal and state maps (named on each row), not a private climate model. FEMA rates each census tract from expected annual losses, community resilience and social vulnerability, for planning; it is not an assessment of this parcel.
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3 · Insured buildings near this parcel, not the parcel itself · as of Sep 2026
- Claims since 1978
- 72 In this census tract
- Outside the mapped flood zone
- 26% Rated zone X, B or C
- Largest event
- Hurricane Matthew 2016, 34 claims
Value history
| Year | Land | Improvements | Just value | Change |
|---|---|---|---|---|
| 2026 (preliminary) | $29,430 | $152,010 | $181,440 | -1.0% |
| 2025 | $29,430 | $153,890 | $183,320 | -5.9% |
Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026
Vacant land prices nearby
$25k per lot
Median of 12 sales of vacant lots, Dec 2023–Feb 2026
Sales area: East Palatka
| Land type | Median | Middle half |
|---|---|---|
| Vacant lots | $25k/lot | $24.5k–$37k |
Nearby
No rezonings, site plans or road projects within 3 miles.
Neighborhood (Census)
Census ACS 2020–2024 5-year · as of Jan 2026
- Median household income
- $73,942 ± $32,177 · this block group
- Median home value (owner-reported)
- $270,400 ± $130,602 · this block group
- Median rent (gross)
- $1,101 ± $54 · this block group
- Homes lived in by their owners
- 76% ± 22 pts · this block group
- Median year homes were built
- 1980 ± 19 yr · this block group
- Average commute (one way)
- 31 min ± 10 min · census tract (not published for block groups)
- Population
- 1,139 ± 391 · this block group
Figures for the census block group around this parcel (a few hundred homes), not this property. ± is the Census 90% margin of error; a figure comes from the larger census tract when the block group's sample is too small. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
Nearby homes
- 126 River TerHome, 0.24 acresunder 0.1 mi
- 116 River TerHome, 0.22 acresunder 0.1 mi
- 131 River CtHome, 0.27 acresunder 0.1 mi
- 121 River DrHome, 0.26 acresunder 0.1 mi
- 130 River TerHome, 0.25 acresunder 0.1 mi
- 110 River TerHome, 0.22 acresunder 0.1 mi
About these numbersSources, dates and how the estimates are tested
0.33-acre improved parcel in East Palatka, Putnam County: zoned R-1, FEMA zone X, no mapped wetlands; vacant lots in East Palatka sold for a median of $25k per lot (12 sales, Dec 2023–Feb 2026). Map data as of Oct 17, 2026.
Land prices
Latest arm's-length sale per vacant parcel (lots of half to twice this lot's size, priced per lot), last three years.
Last sale
$0 transfer, Aug 2021, not a market sale.
Sources
Public county records: the tax roll, GIS zoning and land use, FEMA flood zones and USFWS wetlands. Map data as of Oct 17, 2026.
Parcel outline
The outline and its edge lengths are measured on the county parcel map the map draws; the aerial loads from the public imagery named under it.
Record
Public records can be wrong; check before you act.
Parcel: 38-10-27-7770-0030-0110
Coordinates: 29.6478° N, 81.6076° W
Estimates for your own analysis, not an appraisal or a broker price opinion.
Owners
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