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Home on 1.1 acres near East Palatka, Putnam County

128 Sunset Point Ln, East Palatka, FL 32131 · Parcel 38-10-27-0000-0190-0000

County roll Jan 1, 2026 · Map data Oct 27, 2026

At a glance

All of the 1.1 acres is in a FEMA flood zone; 280 ft of frontage on Sunset Point Ln.
  • BuildZoning R-1 allows single-family homes · 2 buildings already on the lot
  • GroundSoils very limited for septic; a septic system on record
  • AccessFronts a public road
  • ValueJust value $627k, 2026 roll · not a market sale (transfer, Jan 2025)
  • Home2,753 sq ft · built 2002Living area of all buildings on the parcel
  • Acres1.1
  • Land typeHomeSingle-family home
  • ZoningR-1Residential-1
  • Future land useUSUrban service
  • Flood zoneAESpecial flood hazard area, 1% annual chance
  • WetlandsNone mappedNational Wetlands Inventory

Land facts

From public records and official maps, each with its source and date.

  • City limitsUnincorporated Putnam County: county zoning and permits applyPutnam County zoning map · Oct 2026
  • Allowed usesSingle-family homesPutnam County land development code, LDC Sec. 45-501, Table 7.02A · Sep 2026
  • Impact feesCharged on a new single-family homePutnam fee schedule · Jun 2025
  • SewerSeptic system on recordFL DOH Water Management Inventory (2022)
  • WaterPrivate well on recordFL DOH Water Management Inventory (2022)
  • SoilsOrsino fine sand, 0 to 5 percent slopesSoils rate very limited for septic · USDA soil survey (SSURGO) · Oct 2026
  • Ground elevationAbout 0–6 ft above sea level; average slope 2.7%USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
  • HighwaysUS 17 is 466 ft away and I-95 interchange is 17.5 mi away, in a straight lineOpenStreetMap roads · Oct 2026
  • Evacuation zoneZone AFDEM Know Your Zone evacuation zones · Sep 2026
  • Storm surge zoneCategory 1 storm surge zoneFDEM storm surge zones (SRES) · May 2022
  • Design wind speed127 mphNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
  • Just value per acre$570k an acreJust value $627k over 1.1 acres · 2026 roll

Legal description and record

  • Parcel number38-10-27-0000-0190-0000Putnam County parcel map's form · state roll: 381027000001900000
  • Legal descriptionPT OF WOODRUFF GRT BK240 P566,Florida DOR tax roll · 2026 roll · the roll keeps 30 characters; the deed has it all
  • Lot dimensionsSides 280, 255, 207 and 126 ftCounty parcel map outline · Oct 2026

Services and surroundings

What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.

  • USDA home loan areaInside an eligible areaHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
  • Electric service areaLikely Florida Power & Light CoAn approximate map: confirm with the utility. Federal HIFLD map, 2025 copy.
  • Well depth nearbyMedian 200 ft (middle half 200–240 ft)From 21 household well logs within 1 mi, drilled 1981–2023. Area figures, not this parcel. St. Johns River Water Management District well reports.
  • Public land nearbyHorseshoe Point Conservation Area, 0.7 miRegional water district land, open with a permit or registration. 2,749 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).

School district

Public federal records, each with its source and date.

  • School districtPutnam County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school

Free account: this parcel’s sale history

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In this areaEast PalatkaLand prices, flood and zoning$32.7kan acre, 2-year median697vacant parcels32%in a FEMA flood zone

Road access

Has road access
OpenStreetMap roads
Road frontage
280 ft on Sunset Point Ln
Last market sale
$679,900 · Mar 2023
The last arm's-length sale on record

Home facts

Florida Department of Revenue tax roll · 2026

Building type
Single-family
Bedrooms and bathrooms
Not on Florida's statewide tax roll
Living area
2,753 sq ft total living area
Year built
2002
Buildings
2

Property tax

Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025

Property tax (2025)
At least $6,390
Taxable value $423,960 for school levies and $398,238 for other levies on the 2025 roll, after the homestead exemption
How we compute this

Pay or check a bill at the Putnam County Tax Collector.

Due dates

Hazards

FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.

Hurricane
Relatively high
Lightning
Relatively high
Coastal flooding
Relatively moderate
Tornado
Relatively moderate
Strong wind
Relatively moderate
Heat wave
Relatively low
Earthquake
Very low
Landslide
Very low
How we compute this

Recorded flood claims

OpenFEMA NFIP Redacted Claims v3, as of Sep 2026

Claims since 1978
72
Insured buildings in this census tract
Outside the mapped flood zone
26%
Rated zone X, B or C
Largest event
Hurricane Matthew
2016, 34 claims
How we compute this

Value history

YearLandImprovementsJust valueChange
2026 (preliminary)$330,510$296,930$627,440-1.0%
2025$330,510$303,550$634,060-3.6%

Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026

Vacant land prices nearby

$101k per acre

Median of 6 sales of waterfront vacant land in East Palatka, all sizes, Apr 2025–Mar 2026

Sales area: East Palatka

Land prices nearby
Land typeMedianMiddle half
Waterfront vacant land in East Palatka, all sizes$101k/ac$50k–$259k

Nearby

Neighborhood (Census)

Census ACS 2020–2024 5-year, as of Jan 2026

Median household income
$73,942
± $32,177
Median home value (owner-reported)
$270,400
± $130,602
Median rent (gross)
$1,101
± $54
Homes lived in by their owners
76%
± 22 pts
Median year homes were built
1980
± 19 yr
Average commute (one way)
31 min
± 10 min · census tract (not published for block groups)
Population
1,139
± 391

Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

How we compute this

Nearby homes

About these numbersSources, dates and how the estimates are tested

1.1-acre improved parcel in East Palatka, Putnam County: zoned R-1, FEMA zone AE, no mapped wetlands; waterfront vacant land in East Palatka, all sizes, sold for a median of $101k per acre (6 sales, Apr 2025–Mar 2026). Map data as of Oct 27, 2026.

Land prices

Latest arm's-length sale per vacant parcel (parcels of ¾ acre or more, priced per acre), last three years.

Last sale

$0 transfer, Jan 2025, not a market sale.

Record

Parcel: 38-10-27-0000-0190-0000

Coordinates: 29.6452° N, 81.6136° W

Estimates for your own analysis, not an appraisal or a broker price opinion.

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How we compute this