Home on 0.35 acres near Saint Cloud, Osceola County
1245 Hancock Cir, Saint Cloud, FL 34769 · Parcel 042630041000010120
County roll Jan 1, 2026 · Map data Oct 26, 2026
At a glance
- BuildZoning PUD: per the approved PUD master plan · 1 building already on the lot
- Ground39% in a FEMA flood zone · public sewer
- AccessFronts a public road
- ValueJust value $408k, 2026 roll · last sale $23k, Sep 1994
- NearbyOff-water vacant lots, St Cloud east / US-192 / Canoe Creek: $101k a lot median, 60 sales
- Home2,642 sq ft · built 1999
- Acres0.35
- Land typeHomeSingle-family home
- ZoningPUDPlanned unit development
- Future land useMDRMedium density residential
- Flood zoneAE on 39% of the lotThe 0.2%-annual-chance zone on the rest
- WetlandsNone mappedNational Wetlands Inventory
Land facts
From public records and official maps, each with its source and date.
- City limitsInside the City of St. Cloud: city zoning and permits applySt. Cloud zoning map · Oct 2026
- Urban service areaIn urban service areaOsceola County's urban service boundary · Oct 2026
- Section, township, rangeSection 4, Township 26 South, Range 30 East, Tallahassee MeridianOsceola County parcel number · 2026 roll
- Allowed usesPer the approved PUD master planSt. Cloud land development code, LDC Art. 9 (3.9.1-3.9.5) · Sep 2026
- Impact feesSet by St. Cloud fee schedule · Jun 2025
- SewerConnected (City of St. Cloud)FL DOH Water Management Inventory (2016)
- WaterPublic (City of St. Cloud)FL DOH Water Management Inventory (2016)
- SoilsImmokalee fine sand, 0 to 2 percent slopesSoils rate very limited for septic · USDA soil survey (SSURGO) · Oct 2026
- Ground elevationAbout 69 ft above sea level; average slope 0.6% (flat)USGS 3DEP 1/3 arc-second (about 10 m), NAVD88; about ±1–2 ft · Oct 2026
- HighwaysUS 192 is 0.3 mi away and Florida's Turnpike exit 242 is 1.3 mi away, in a straight lineOpenStreetMap roads · Oct 2026
- Evacuation and surgeNot in an evacuation zone or a storm surge zoneFDEM Know Your Zone evacuation zones · Sep 2026; FDEM storm surge zones (SRES) · May 2022
- Design wind speed138 mphNIST WindMaps ASCE 7-22 Risk Category II (FBC 2023) via Palm Beach County GIS · Dec 2023
- Just value per acre$1.16M an acreJust value $408k over 0.35 acres · 2026 roll
Legal description and record
- Parcel number042630041000010120Florida DOR tax roll
- Legal descriptionPALAMAR OAKS VILLAGE PHS 3 PBFlorida DOR tax roll · 2026 roll · the roll keeps 30 characters; the deed has it all
- SubdivisionPalamar Oaks Village Phs 3From the legal
- Lot dimensionsSides 184, 153 and 111 ft · about 15,250 sq ftCounty parcel map outline · Oct 2026
Services and surroundings
What serves the area around this parcel, from federal and state maps. Area facts, not a survey of the lot.
- USDA home loan areaOutside the eligible areasHousehold income limits also apply. USDA Rural Development map, edited Jul 2023.
- Electric service areaReedy Creek Improvement District or Duke Energy Florida, LLCThe mapped territories overlap here. An approximate map: confirm with the utility. Federal HIFLD map, 2025 copy.
- Well depth nearbyMedian 200 ft (middle half 152–242 ft)From 14 household well logs within 2 mi, drilled 2023–2026; water level 24 ft below ground. Area figures, not this parcel. St. Johns River Water Management District well reports.
- Public land nearbyCivic Center Complex, 0.4 miCity land, open to the public. 43 acres. Being nearby does not give access or hunting rights. USGS protected areas map (PAD-US 4.1).
School district
Public federal records, each with its source and date.
- School districtOsceola County School DistrictGrades pre-K–12 · NCES EDGE school district boundaries, school year 2024–25 (Census TIGER 2025 lines), released Mar 2026. A district, not an assigned school
District details at NCES: Osceola County School District
Free account: this parcel’s sale history
St. CloudLand prices, flood and zoning$82.3kan acre, 2-year median10,139vacant parcels26%in a FEMA flood zoneRoad access
- Has road access OpenStreetMap roads
- Road frontage
- 40 ft on Hancock Cir
Home facts
Florida Department of Revenue tax roll · 2026
- Building type
- Single-family
- Bedrooms and bathrooms
- Not on Florida's statewide tax roll
- Living area
- 2,642 sq ft
- Year built
- 1999
Property tax
Florida Department of Revenue tax roll and millage rates (Data Book), as of Nov 2025
- Property tax (2025)
- At least $2,150 Taxable value $139,993 for school levies and $114,271 for other levies on the 2025 roll, after the homestead exemption
How we compute this
Pay or check a bill at the Osceola County Tax Collector.
Due dates
Hazards
FEMA National Risk Index for this census tract, not this parcel. As of Dec 2025.
- Strong wind
- Very high
- Lightning
- Very high
- Tornado
- Relatively high
- Hurricane
- Relatively moderate
- Heat wave
- Relatively low
- Earthquake
- Very low
- Landslide
- Very low
How we compute this
Recorded flood claims
OpenFEMA NFIP Redacted Claims v3, as of Sep 2026
- Claims since 1978
- Fewer than 10 Insured buildings in this census tract
How we compute this
Value history
| Year | Land | Improvements | Just value | Change |
|---|---|---|---|---|
| 2026 (preliminary) | $65,000 | $342,700 | $407,700 | -2.9% |
| 2025 | $65,000 | $354,700 | $419,700 | +0.2% |
Roll values set for property tax · Florida Department of Revenue tax roll (NAL) · 2026
Vacant land prices nearby
$101k per lot
Median of 60 sales of off-water vacant lots, Oct 2023–Apr 2026
Sales area: St Cloud east / US-192 / Canoe Creek
| Land type | Median | Middle half |
|---|---|---|
| Off-water vacant lots | $101k/lot | $41.5k–$133k |
| Other vacant land | $15.9k/ac | $9,830–$40k |
| Acreage | $27.1k/ac | $8,800–$83.5k |
| Platted lots | $65k/lot | $40k–$145k |
Nearby
Neighborhood (Census)
Census ACS 2020–2024 5-year, as of Jan 2026
- Median household income
- $76,678 ± $16,420 · census tract (block group sample too small)
- Median home value (owner-reported)
- $308,100 ± $82,405
- Median rent (gross)
- $1,565 ± $589
- Homes lived in by their owners
- 64% ± 16 pts
- Median year homes were built
- 2000 ± 7 yr
- Average commute (one way)
- 40 min ± 14 min · census tract (not published for block groups)
- Population
- 4,308 ± 1,183
Figures for the census block group around this parcel (a few hundred homes), not this property. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.
How we compute this
Nearby homes
- 1249 Hancock CirHome, 0.23 acresunder 0.1 mi
- 1241 Hancock CirHome, 0.29 acresunder 0.1 mi
- 415 Chestnut StHome, 0.29 acresunder 0.1 mi
- 1253 Hancock CirHome, 0.25 acresunder 0.1 mi
- 417 Chestnut StHome, 0.39 acresunder 0.1 mi
- 1237 Hancock CirHome, 0.24 acresunder 0.1 mi
About these numbersSources, dates and how the estimates are tested
0.35-acre improved parcel in St Cloud east / US-192 / Canoe Creek, Osceola County: zoned PUD, 39% in FEMA zone AE, no mapped wetlands; off-water vacant lots in St Cloud east / US-192 / Canoe Creek sold for a median of $101k per lot (60 sales, Oct 2023–Apr 2026). Map data as of Oct 26, 2026.
Land prices
Latest arm's-length sale per vacant parcel (lots of half to twice this lot's size, priced per lot), last three years.
Sources
Record
Parcel: 042630041000010120
Coordinates: 28.2463° N, 81.3145° W
Estimates for your own analysis, not an appraisal or a broker price opinion.
Owners
Your land? Ask us to hide your name: confidential records right away, other requests within five business days.